OFF_MARKETExcellent Deal8 days on market
56 McArthur Lane
56 McArthur Lane, Smithtown, NY 11787, Smithtown, NY 11787
56 McArthur Lane, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
8
Tax Assessed
$750k
Lot Size
0.50 acres
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.57%
Total ROI
27.5%
Cash Flow
$1,186/mo
DSCR
1.25
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $949,999Rent Basis: Modeled Estimate ($7,600/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $277/mo
Haven ScoreRisky
2/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
5.68%
NOI: $54,000/yr
Cash-on-Cash Yield
-2.4%
On $218,500 invested
DSCR Ratio
0.91x
Negative debt coverage
5-Yr Leveraged ROI
+82.4%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (1.72% of basis)-$1,075/mo
Homeowner / Hazard Insurance-$277/mo
Vacancy Reserve (5% of rent)-$380/mo
Repairs & Maintenance (10% of rent)-$760/mo
Property Management (8% of rent)-$608/mo
Total Pure Operating Expenses-$3,100/mo
Net Investor Cash Flow
Gross Scheduled Rent+$7,600/mo
Less: Operating Expenses-$3,100/mo
Net Operating Income (NOI)+$4,500/mo
Less: Debt Service (30yr @ 6.75%)-$4,929/mo
Net Cash Flow
$-429/mo
$-5,152/year
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