OFF_MARKETExcellent Deal14 days on market
18 Ursular Court
18 Ursular Court, Smithtown, NY 11787, Smithtown, NY 11787
18 Ursular Court, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
14
Tax Assessed
$640k
Zestimate®
$913k
8% Under Valued
Lot Size
0.50 acres
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.58%
Total ROI
27.6%
Cash Flow
$1,059/mo
DSCR
1.25
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $839,000Rent Basis: Modeled Estimate ($6,712/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $245/mo
Haven ScoreRisky
2/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
5.73%
NOI: $48,079/yr
Cash-on-Cash Yield
-2.2%
On $192,970 invested
DSCR Ratio
0.92x
Negative debt coverage
5-Yr Leveraged ROI
+83.4%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (1.72% of basis)-$917/mo
Homeowner / Hazard Insurance-$245/mo
Vacancy Reserve (5% of rent)-$336/mo
Repairs & Maintenance (10% of rent)-$671/mo
Property Management (8% of rent)-$537/mo
Total Pure Operating Expenses-$2,705/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,712/mo
Less: Operating Expenses-$2,705/mo
Net Operating Income (NOI)+$4,007/mo
Less: Debt Service (30yr @ 6.75%)-$4,353/mo
Net Cash Flow
$-347/mo
$-4,162/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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