OFF_MARKETExcellent Deal0 days on market

16 Amherst Lane

16 Amherst Lane, Smithtown, NY 11787, Smithtown, NY 11787
$799,000
Zestimate®:$945,900$146,900 Under Market

Listing Price

Property image 1
16 Amherst Lane, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
0
Tax Assessed
$6k
Zestimate®
$946k
16% Under Valued
Lot Size
0.30 acres
Rent Estimate
$4,979/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

Indian Hollow School

K-2
0.6 mi away
6

Commack Middle School

6-8
3.6 mi away
9

Commack High School

9-12
1.9 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.50%
Total ROI
27.1%
Cash Flow
$951/mo
DSCR
1.24
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-21Sold$940,000$462
2026-05-26Pending sale$799,000$393
2026-05-13Listed for sale$799,000$393

Tax History

YearProperty TaxTax Assessment
2025$0$5,690
2024$0$5,690
2023$0$5,690
2022$0$5,690
2021$0$5,690
2020$0$5,690
2019$0$5,690
2018$0$5,690
2017$12,754.99$5,690
2016$0$5,690
2015$0$5,690
2014$0$5,690
2013$0$5,690
2012$0$5,690
2011$0$6,700
2010$0$6,700
2009$0$6,700
2008$0$6,700
2007$11,676$6,700
2005$10,013.7$6,880
2004$9,382.16$6,880
2003$8,337.84$6,880
2002$7,588.03$6,880
2001$0$6,880
2000$7,076.06$6,880
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,034
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $799,000Rent Basis: Observed Comp Model ($4,979/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $233/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.40%

NOI: $43,112/yr

Cash-on-Cash Yield
-3.6%

On $183,770 invested

DSCR Ratio
0.87x

Negative debt coverage

5-Yr Leveraged ROI
+76.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.72% of basis)-$8/mo
Homeowner / Hazard Insurance-$233/mo
Vacancy Reserve (5% of rent)-$249/mo
Repairs & Maintenance (10% of rent)-$498/mo
Property Management (8% of rent)-$398/mo
Total Pure Operating Expenses-$1,386/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,979/mo
Less: Operating Expenses-$1,386/mo
Net Operating Income (NOI)+$3,593/mo
Less: Debt Service (30yr @ 6.75%)-$4,146/mo
Net Cash Flow
$-553/mo
$-6,638/year
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