OFF_MARKETExcellent Deal25 days on market
9 Chester Street
9 Chester Street, Smithtown, NY 11787, Smithtown, NY 11787
9 Chester Street, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
25
Tax Assessed
$631k
Lot Size
10,019 sqft
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.47%
Total ROI
27.0%
Cash Flow
$876/mo
DSCR
1.23
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $749,999Rent Basis: Modeled Estimate ($6,000/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $219/mo
Haven ScoreRisky
2/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
5.59%
NOI: $41,956/yr
Cash-on-Cash Yield
-2.7%
On $172,500 invested
DSCR Ratio
0.90x
Negative debt coverage
5-Yr Leveraged ROI
+80.4%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (1.72% of basis)-$905/mo
Homeowner / Hazard Insurance-$219/mo
Vacancy Reserve (5% of rent)-$300/mo
Repairs & Maintenance (10% of rent)-$600/mo
Property Management (8% of rent)-$480/mo
Total Pure Operating Expenses-$2,504/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,000/mo
Less: Operating Expenses-$2,504/mo
Net Operating Income (NOI)+$3,496/mo
Less: Debt Service (30yr @ 6.75%)-$3,892/mo
Net Cash Flow
$-395/mo
$-4,743/year
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