OFF_MARKETExcellent Deal1 days on market

34 Paddington Circle

34 Paddington Circle, Smithtown, NY 11787, Smithtown, NY 11787
$695,000
Zestimate®:$713,800$18,800 Under Market

Listing Price

Property image 1
34 Paddington Circle, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
1
Tax Assessed
$593k
Zestimate®
$714k
3% Under Valued
Lot Size
3,485 sqft
Rent Estimate
$4,219/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Tackan Elementary School

K-5
1.6 mi away
6

Great Hollow Middle School

6-8
0.7 mi away
10

Smithtown High School East

9-12
1.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.51%
Total ROI
27.2%
Cash Flow
$838/mo
DSCR
1.24
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-21Sold$710,000$478
2026-06-18Pending sale$695,000$468
2026-05-12Listed for sale$695,000$468
2022-07-26Sold$590,000$398
2002-07-24Sold$269,990$182

Tax History

YearProperty TaxTax Assessment
2025$0$4,745
2024$0$4,745
2023$0$4,745
2022$0$4,745
2021$0$4,745
2020$0$4,745
2019$0$4,745
2018$0$4,745
2017$9,928.79$4,745
2016$0$4,745
2015$0$4,745
2014$0$4,745
2013$0$4,745
2012$0$4,745
2011$0$4,745
2010$0$4,745
2009$0$4,745
2008$0$4,745
2007$7,957.24$4,745
2005$6,565.44$4,745
2004$7,811.64$5,915
2003$4,681.55$3,350
2002$632.07$350
2001$0$350
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
3
Sq Ft
1,484
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $695,000Rent Basis: Observed Comp Model ($4,219/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $203/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.79%

NOI: $26,346/yr

Cash-on-Cash Yield
-10.6%

On $159,850 invested

DSCR Ratio
0.61x

Negative debt coverage

5-Yr Leveraged ROI
+41.2%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.72% of basis)-$850/mo
Homeowner / Hazard Insurance-$203/mo
Vacancy Reserve (5% of rent)-$211/mo
Repairs & Maintenance (10% of rent)-$422/mo
Property Management (8% of rent)-$338/mo
Total Pure Operating Expenses-$2,024/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,219/mo
Less: Operating Expenses-$2,024/mo
Net Operating Income (NOI)+$2,195/mo
Less: Debt Service (30yr @ 6.75%)-$3,606/mo
Net Cash Flow
$-1,411/mo
$-16,929/year
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