OFF_MARKETExcellent Deal0 days on market

4 Jerome Street

4 Jerome Street, Smithtown, NY 11787, Smithtown, NY 11787
$779,999
Zestimate®:$805,000$25,001 Under Market

Listing Price

Property image 1
4 Jerome Street, Smithtown, NY 11787
Loc: Smithtown, NY
Days Listed
0
Tax Assessed
$653k
Zestimate®
$805k
3% Under Valued
Lot Size
10,019 sqft
Rent Estimate
$4,733/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Mount Pleasant Elementary School

K-5
0.9 mi away
6

Great Hollow Middle School

6-8
0.7 mi away
10

Smithtown High School West

9-12
3.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.55%
Total ROI
27.4%
Cash Flow
$964/mo
DSCR
1.24
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-04Sold$845,000$425
2026-06-04Pending sale$779,999$392
2026-05-13Listed for sale$779,999$392
2013-08-15Sold$394,000$198
2013-06-01Listed for sale$429,888$216
2012-08-18Listing removed$429,876$216
2012-07-15Price change$429,876$216
2012-05-16Price change$419,876$211
2011-10-02Price change$419,890$211
2011-04-03Price change$447,876$225
2011-01-13Price change$469,876$236
2010-09-25Price change$459,000$231
2010-09-08Listed for sale$475,000$239
2010-07-09Listing removed$475,000$239
2010-07-08Price change$475,000$239
2010-04-08Price change$499,999$251
2010-04-03Price change$529,000$266
2009-10-16Price change$499,000$251
2009-09-19Price change$529,000$266
2009-08-30Listed for sale$549,000$276
2007-04-09Sold$480,000$241

Tax History

YearProperty TaxTax Assessment
2025$0$5,225
2024$0$5,225
2023$0$5,225
2022$0$5,225
2021$0$5,225
2020$0$5,225
2019$0$5,225
2018$0$5,225
2017$5,263.76$5,225
2016$0$5,225
2015$0$5,225
2014$0$5,225
2013$0$5,225
2012$0$5,935
2011$0$5,935
2010$0$5,935
2009$0$5,935
2008$0$5,935
2007$10,118.9$5,935
2005$8,384.38$5,935
2004$7,825.32$5,935
2003$7,235.97$5,935
2002$6,720.01$5,935
2001$0$5,935
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
3
Sq Ft
1,989
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $779,999Rent Basis: Observed Comp Model ($4,733/mo)State Tax Benchmark: 1.72% (NY)Hazard Reserve: $227/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.82%

NOI: $29,775/yr

Cash-on-Cash Yield
-10.5%

On $179,400 invested

DSCR Ratio
0.61x

Negative debt coverage

5-Yr Leveraged ROI
+41.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.72% of basis)-$936/mo
Homeowner / Hazard Insurance-$227/mo
Vacancy Reserve (5% of rent)-$237/mo
Repairs & Maintenance (10% of rent)-$473/mo
Property Management (8% of rent)-$379/mo
Total Pure Operating Expenses-$2,252/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,733/mo
Less: Operating Expenses-$2,252/mo
Net Operating Income (NOI)+$2,481/mo
Less: Debt Service (30yr @ 6.75%)-$4,047/mo
Net Cash Flow
$-1,566/mo
$-18,792/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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