OFF_MARKETGood Deal5 days on market

12704 SW 45th Lane Rd

12704 SW 45th Lane Rd, Ocala, FL 34481, Ocala, FL 34481
$399,900
Zestimate®:$398,600

Listing Price

Property image 1
12704 SW 45th Lane Rd, Ocala, FL 34481
Loc: Ocala, FL
Days Listed
5
Tax Assessed
$46k
Zestimate®
$399k
Market Rate
Lot Size
1.35 acres
Rent Estimate
$2,244/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

Dunnellon Elementary School

PK-5
7.1 mi away
5

Dunnellon Middle School

6-8
10.4 mi away
2

Dunnellon High School

9-12
6.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.14%
Total ROI
25.4%
Cash Flow
$357/mo
DSCR
1.18
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-03Sold$399,000$222
2026-05-26Pending sale$399,900$222
2026-05-08Listed for sale$399,900$222
2025-05-29Sold$61,995$34

Tax History

YearProperty TaxTax Assessment
2025$433.03$12,938
2024$344.83$11,762
2023$308.35$10,693
2022$245.44$9,721
2021$179.69$8,837
2020$157.24$8,034
2019$143.03$7,304
2018$143.03$6,960
2017$120.04$6,960
2016$98.14$5,487
2015$98.14$4,988
2014$112.41$6,148
2013$114.82$6,380
2012$132.63$7,540
2011$205.55$12,152
2010$225.4$13,367
2009$274.37$17,013
2008$490.47$31,595
2007$1,023.24$66,836
2006$832.82$48,608
2005$183.97$19,443
2004$183.97$8,506
2002$190.7$7,291
2001$147.66$6,076
2000$147.66$6,076
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
1,799
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $399,900Rent Basis: Observed Comp Model ($2,244/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $200/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.47%

NOI: $17,879/yr

Cash-on-Cash Yield
-7.6%

On $91,977 invested

DSCR Ratio
0.72x

Negative debt coverage

5-Yr Leveraged ROI
+56.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$38/mo
Homeowner / Hazard Insurance-$200/mo
Vacancy Reserve (5% of rent)-$112/mo
Repairs & Maintenance (10% of rent)-$224/mo
Property Management (8% of rent)-$180/mo
Total Pure Operating Expenses-$754/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,244/mo
Less: Operating Expenses-$754/mo
Net Operating Income (NOI)+$1,490/mo
Less: Debt Service (30yr @ 6.75%)-$2,075/mo
Net Cash Flow
$-585/mo
$-7,020/year
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