OFF_MARKETRisky Deal26 days on market

105 GYPSUM Place

105 GYPSUM Place, St. Augustine, FL 32086, Saint Augustine, FL 32086
$739,900
Zestimate®:$704,900

Listing Price

Property image 1
105 GYPSUM Place, St. Augustine, FL 32086
Loc: Saint Augustine, FL
Days Listed
26
Tax Assessed
$565k
Zestimate®
$705k
Market Rate
Lot Size
9,148 sqft
Rent Estimate
$4,071/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

South Woods Elementary School

PK-5
9 mi away
5

Pedro Menendez High School

8-12
1 mi away
6

Gamble Rogers Middle School

6-8
1.5 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.90%
Total ROI
14.1%
Cash Flow
$-723/mo
DSCR
0.81
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-18Sold$705,000$252
2026-07-09Pending sale$719,000$257
2026-06-25Price change$719,000$257
2026-05-21Price change$729,000$261
2026-04-17Listed for sale$739,900$264
2022-05-18Sold$525,540$188
2021-09-29Pending sale$524,990$188
2021-09-28Price change$524,990$188
2021-09-27Listed for sale$522,990$187

Tax History

YearProperty TaxTax Assessment
2025$6,555.47$500,668
2024$5,861.03$486,558
2023$5,750.79$472,386
2022$1,311.01$84,000
2021$986.88$75,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
4
Sq Ft
2,798
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $739,900Rent Basis: Observed Comp Model ($4,071/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $370/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.74%

NOI: $27,635/yr

Cash-on-Cash Yield
-10.8%

On $170,177 invested

DSCR Ratio
0.60x

Negative debt coverage

5-Yr Leveraged ROI
+40.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$462/mo
Homeowner / Hazard Insurance-$370/mo
Vacancy Reserve (5% of rent)-$204/mo
Repairs & Maintenance (10% of rent)-$407/mo
Property Management (8% of rent)-$326/mo
Total Pure Operating Expenses-$1,768/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,071/mo
Less: Operating Expenses-$1,768/mo
Net Operating Income (NOI)+$2,303/mo
Less: Debt Service (30yr @ 6.75%)-$3,839/mo
Net Cash Flow
$-1,536/mo
$-18,435/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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