OFF_MARKETExcellent Deal6 days on market

3944 18th St

3944 18th St, San Francisco, CA 94114, San Francisco, CA 94114
$778,000
Zestimate®:$932,400$154,400 Under Market

Listing Price

Property image 1
3944 18th St, San Francisco, CA 94114
Loc: San Francisco, CA
Days Listed
6
Zestimate®
$932k
17% Under Valued
Lot Size
2,849 sqft
Rent Estimate
$5,803/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

2

Sanchez Elementary School

K-5
0.2 mi away
1

Everett Middle School

6-8
0.2 mi away
3

Mission High School

9-12
0.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.29%
Total ROI
26.1%
Cash Flow
$790/mo
DSCR
1.20
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-10Sold$900,000$1,017
2026-05-20Pending sale$778,000$879
2026-05-08Listed for sale$778,000$879
2008-08-28Sold$1,075,000$1,215
2008-06-11Price change$1,075,000$1,215
2008-05-29Listed for sale$1,200,000$1,356
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
1
Sq Ft
885
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $778,000Rent Basis: Observed Comp Model ($5,803/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $389/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.54%

NOI: $43,117/yr

Cash-on-Cash Yield
-3.0%

On $178,940 invested

DSCR Ratio
0.89x

Negative debt coverage

5-Yr Leveraged ROI
+79.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$486/mo
Homeowner / Hazard Insurance-$389/mo
Vacancy Reserve (5% of rent)-$290/mo
Repairs & Maintenance (10% of rent)-$580/mo
Property Management (8% of rent)-$464/mo
Total Pure Operating Expenses-$2,210/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,803/mo
Less: Operating Expenses-$2,210/mo
Net Operating Income (NOI)+$3,593/mo
Less: Debt Service (30yr @ 6.75%)-$4,037/mo
Net Cash Flow
$-444/mo
$-5,326/year
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