OFF_MARKETRisky Deal4 days on market

13754 Mango Dr Unit 315

13754 Mango Dr Unit 315, Del Mar, CA 92014, Del Mar, CA 92014
$799,000
Zestimate®:$782,000

Listing Price

Property image 1
13754 Mango Dr Unit 315, Del Mar, CA 92014
Loc: Del Mar, CA
Days Listed
4
Tax Assessed
$138k
Zestimate®
$782k
Market Rate
Lot Size
2.63 acres
Rent Estimate
$2,957/mo
Est. Cash Flow base
Type
condo

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Del Mar Heights Elementary School

K-6
0.2 mi away
8

Earl Warren Middle School

7-8
3.4 mi away
10

Torrey Pines High School

9-12
1.5 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 4.2/10
Exercise caution due to potential market volatility.
Cap Rate
3.64%
Total ROI
7.9%
Cash Flow
$-1,617/mo
DSCR
0.60
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Data provided by Haven AI. Disclaimer

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Haven AI

This Del Mar condo offers entry into a premier, supply-constrained coastal market, but the financial fundamentals are weak for a conservative investor. At a $799,000 purchase price, the 3.64% rental yield is insufficient to cover debt service, taxes, and likely high HOA fees, resulting in a severe monthly cash flow deficit of $1,616.76. While the 4% expected appreciation is historically grounded for the 92014 zip code, an investor must subsidize the property by nearly $20,000 annually. This high 'burn rate' makes the investment entirely dependent on equity growth and tax benefits, providing zero margin for error or market downturns.

Strengths
  • Located in a high-demand, affluent coastal enclave with significant barriers to entry.
  • Strong historical appreciation potential typical of San Diego's North County coastal region.
  • The 2-bed, 2-bath layout is the most liquid and desirable configuration for local renters.
Considerations
  • Substantial negative monthly cash flow of $1,616.76 requires significant liquidity to maintain.
  • Low rental yield of 3.64% is currently outperformed by risk-free treasury yields.
  • High price-per-square-foot limits the ceiling for short-term valuation jumps.
  • Susceptibility to special assessments or rising HOA dues common in older coastal condo complexes.
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-05-07Listed for sale$799,000$994
2026-03-03Sold$600,000$746
2026-02-12Pending sale$650,000$808
2026-01-24Listed for sale$650,000$808
2026-01-22Pending sale$650,000$808
2026-01-15Listed for sale$650,000$808

Tax History

YearProperty TaxTax Assessment
2025$1,471.3$137,881
2024$1,439.96$135,179
2023$1,405.88$132,530
2022$1,380.32$129,932
2021$1,328.6$127,385
2020$1,338.6$126,080
2019$1,249.36$123,609
2018$1,253.12$121,186
2017$1,227.72$118,810
2016$1,186.06$116,482
2015$1,167.54$114,733
2014$1,143.14$112,487
2013$0$111,979
2012$0$109,784
2011$0$107,632
2010$0$106,829
2009$0$107,084
2008$0$104,985
2007$0$102,928
2006$0$100,911
2005$0$98,933
2004$0$96,994
2003$0$95,217
2002$0$93,351
2001$0$91,521
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
2
Sq Ft
804
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $799,000Rent Basis: Observed Comp Model ($2,957/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $400/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.69%

NOI: $21,489/yr

Cash-on-Cash Yield
-15.4%

On $183,770 invested

DSCR Ratio
0.43x

Negative debt coverage

5-Yr Leveraged ROI
+17.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$86/mo
Homeowner / Hazard Insurance-$400/mo
Vacancy Reserve (5% of rent)-$148/mo
Repairs & Maintenance (10% of rent)-$296/mo
Property Management (8% of rent)-$237/mo
Total Pure Operating Expenses-$1,166/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,957/mo
Less: Operating Expenses-$1,166/mo
Net Operating Income (NOI)+$1,791/mo
Less: Debt Service (30yr @ 6.75%)-$4,146/mo
Net Cash Flow
$-2,355/mo
$-28,261/year
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