OFF_MARKETRisky Deal258 days on market

16 & 46 S G St

16 & 46 S G St, Arcata, CA 95521, Arcata, CA 95521
$1,295,000

Listing Price

Property image 1
16 & 46 S G St, Arcata, CA 95521
Loc: Arcata, CA
Days Listed
258
Lot Size
0.40 acres
Rent Estimate
$1,482/mo
Est. Cash Flow base
Type
multi family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Arcata Elementary School

K-5
1.6 mi away
6

Sunny Brae Middle School

6-8
1.1 mi away
9

Arcata High School

9-12
1.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 2/10
Exercise caution due to potential market volatility.
Cap Rate
-0.16%
Total ROI
-11.1%
Cash Flow
$-6,716/mo
DSCR
-0.03
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Data provided by Haven AI. Disclaimer

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Haven AI

This property presents an extremely high-risk profile due to its profound negative monthly cash flow of -$6,715.62. With a rental yield of -0.155%, the asset is currently a 'bleeder,' meaning it does not generate enough revenue to cover even basic operating expenses, let alone debt service. While the 4% appreciation forecast is stable for the Arcata market, the annual cash burn of over $80,000 would aggressively erode any equity gains. A conservative analyst cannot justify this investment without a radical value-add play or a complete repositioning of the units to capture significantly higher market rents, as the current financial performance indicates immediate insolvency.

Strengths
  • High bed count (14) provides potential for student housing scaling
  • Large square footage (7,368 sqft) offers significant footprint for renovation
  • Strategic location in Arcata near Cal Poly Humboldt university demand
Considerations
  • Severe negative monthly cash flow of over $6,700
  • Negative rental yield indicates current rents are significantly below break-even
  • High holding costs will likely outpace the 4% annual appreciation
  • Substantial capital injection required to stabilize the asset
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-20Listing removed$1,295,000
2026-03-06Price change$1,295,000
2026-02-13Price change$1,395,000
2025-08-22Listed for sale$1,450,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
14
Baths
8
Sq Ft
7,368
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,295,000Rent Basis: Observed Comp Model ($1,482/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $648/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
-0.29%

NOI: $-3,795/yr

Cash-on-Cash Yield
-28.3%

On $297,850 invested

DSCR Ratio
-0.05x

Negative debt coverage

5-Yr Leveraged ROI
+-47.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$809/mo
Homeowner / Hazard Insurance-$648/mo
Vacancy Reserve (5% of rent)-$74/mo
Repairs & Maintenance (10% of rent)-$148/mo
Property Management (8% of rent)-$119/mo
Total Pure Operating Expenses-$1,798/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,482/mo
Less: Operating Expenses-$1,798/mo
Net Operating Income (NOI)+$-316/mo
Less: Debt Service (30yr @ 6.75%)-$6,719/mo
Net Cash Flow
$-7,036/mo
$-84,429/year
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