FOR_SALEGood Deal233 days on market

1985 Peninsula Dr

1985 Peninsula Dr, Arcata, CA 95521, Arcata, CA 95521
$299,000
Zestimate®:$316,900$17,900 Under Market

Listing Price

Property image 1
1985 Peninsula Dr, Arcata, CA 95521
Loc: Arcata, CA
Days Listed
233
Tax Assessed
$125k
Zestimate®
$317k
6% Under Valued
Lot Size
4,792 sqft
Rent Estimate
$1,967/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Arcata Elementary School

K-5
4.4 mi away
6

Sunny Brae Middle School

6-8
4.9 mi away
9

Arcata High School

9-12
4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
6.20%
Total ROI
20.7%
Cash Flow
$33/mo
DSCR
1.02
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-26Price change$320,000$352
2026-03-19Price change$334,000$368
2026-02-22Price change$339,000$373
2026-02-05Price change$360,000$396
2025-11-10Price change$364,000$401
2025-10-11Price change$374,000$412
2025-09-16Listed for sale$379,000$417
2024-09-13Listing removed$2,400$3
2024-08-03Listed for rent$2,400$3
2023-12-07Sold$122,500$135
2023-11-02Listed for sale$135,000$149
2014-10-14Sold$43,000$47
2014-09-21Listed for sale$80,000$88

Tax History

YearProperty TaxTax Assessment
2025$1,601.9$124,950
2024$1,584.3$112,200
2023$798.24$49,664
2022$809.3$48,691
2021$781.56$47,737
2020$696.68$47,249
2019$678.88$46,324
2018$666.58$45,416
2017$650.34$44,527
2016$644.64$43,655
2015$1,910.78$43,000
2014$1,910.78$160,721
2012$0$156,859
2011$0$153,784
2010$0$152,636
2009$0$153,000
2008$0$67,612
2007$0$66,288
2006$0$64,989
2005$0$63,716
2004$0$62,467
2003$0$61,323
2002$0$60,121
2001$0$58,943
2000$0$57,788
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
1
Sq Ft
908
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $299,000Rent Basis: Observed Comp Model ($1,967/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $150/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.16%

NOI: $15,438/yr

Cash-on-Cash Yield
-4.6%

On $68,770 invested

DSCR Ratio
0.83x

Negative debt coverage

5-Yr Leveraged ROI
+71.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$78/mo
Homeowner / Hazard Insurance-$150/mo
Vacancy Reserve (5% of rent)-$98/mo
Repairs & Maintenance (10% of rent)-$197/mo
Property Management (8% of rent)-$157/mo
Total Pure Operating Expenses-$681/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,967/mo
Less: Operating Expenses-$681/mo
Net Operating Income (NOI)+$1,286/mo
Less: Debt Service (30yr @ 6.75%)-$1,551/mo
Net Cash Flow
$-265/mo
$-3,179/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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