OFF_MARKETNeutral Deal260 days on market

745 15th St

745 15th St, Arcata, CA 95521, Arcata, CA 95521
$449,000

Listing Price

Property image 1
745 15th St, Arcata, CA 95521
Loc: Arcata, CA
Days Listed
260
Tax Assessed
$284k
Lot Size
3,920 sqft
Rent Estimate
$1,604/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Arcata Elementary School

K-5
0.6 mi away
6

Sunny Brae Middle School

6-8
1.5 mi away
9

Arcata High School

9-12
0.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.26%
Total ROI
15.9%
Cash Flow
$-304/mo
DSCR
0.87
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-08Listing removed$0
2026-08-31Price change$449,000$397
2026-05-21Price change$459,000$406
2025-12-21Price change$498,000$441
2025-11-12Price change$499,000$442
2025-10-23Price change$509,000$450
2025-10-06Price change$519,000$459
2025-09-10Price change$529,000$468
2025-08-20Listed for sale$549,000$486
2016-09-29Sold$240,000$212
2016-07-28Listed for sale$240,000$212

Tax History

YearProperty TaxTax Assessment
2026$0$284,106
2025$3,235.34$278,536
2024$3,195.6$273,076
2023$3,129.58$267,722
2022$3,184.02$262,473
2021$3,035.26$257,327
2020$2,968.02$254,689
2019$2,872.8$249,696
2018$2,806.3$244,800
2017$2,748.16$240,000
2016$466.26$35,242
2015$461.58$34,713
2014$500.42$34,034
2012$0$33,218
2011$0$32,568
2010$0$32,326
2009$0$32,404
2008$0$31,769
2007$0$31,147
2006$0$30,538
2005$0$29,940
2004$0$29,354
2003$0$28,817
2002$0$28,253
2001$0$27,700
2000$0$27,158
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
2
Sq Ft
1,130
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $449,000Rent Basis: Observed Comp Model ($1,604/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $225/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.22%

NOI: $9,990/yr

Cash-on-Cash Yield
-17.4%

On $103,270 invested

DSCR Ratio
0.36x

Negative debt coverage

5-Yr Leveraged ROI
+7.2%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$178/mo
Homeowner / Hazard Insurance-$225/mo
Vacancy Reserve (5% of rent)-$80/mo
Repairs & Maintenance (10% of rent)-$160/mo
Property Management (8% of rent)-$128/mo
Total Pure Operating Expenses-$771/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,604/mo
Less: Operating Expenses-$771/mo
Net Operating Income (NOI)+$833/mo
Less: Debt Service (30yr @ 6.75%)-$2,330/mo
Net Cash Flow
$-1,497/mo
$-17,967/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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