OFF_MARKETRisky Deal82 days on market

3122 Saint Louis Rd

3122 Saint Louis Rd, Arcata, CA 95521, Arcata, CA 95521
$2,400,000
Zestimate®:$2,182,700

Listing Price

Property image 1
3122 Saint Louis Rd, Arcata, CA 95521
Loc: Arcata, CA
Days Listed
82
Zestimate®
$2183k
Market Rate
Lot Size
1.84 acres
Rent Estimate
$2,998/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Pacific Union Elementary School

K-8
0.8 mi away
9

Arcata High School

9-12
0.9 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
0.08%
Total ROI
-9.9%
Cash Flow
$-11,974/mo
DSCR
0.01
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-02-14Listed for sale$2,400,000$985
2026-01-08Listing removed$2,650$1
2025-12-31Listed for rent$2,650$1
2025-12-24Listing removed$2,650$1
2025-12-15Listed for rent$2,650$1
2025-09-05Listing removed$2,750,000$1,129
2024-10-25Price change$2,750,000$1,129
2024-08-17Listed for sale$2,885,000$1,184
2024-02-28Listing removed$0
2024-01-14Listed for rent$2,500$1
2020-05-18Listing removed$2,200$1
2020-05-12Listed for rent$2,200$1
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
2,436
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $2,400,000Rent Basis: Observed Comp Model ($2,998/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $1,200/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
-0.20%

NOI: $-4,698/yr

Cash-on-Cash Yield
-27.9%

On $552,000 invested

DSCR Ratio
-0.03x

Negative debt coverage

5-Yr Leveraged ROI
+-45.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$1,500/mo
Homeowner / Hazard Insurance-$1,200/mo
Vacancy Reserve (5% of rent)-$150/mo
Repairs & Maintenance (10% of rent)-$300/mo
Property Management (8% of rent)-$240/mo
Total Pure Operating Expenses-$3,390/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,998/mo
Less: Operating Expenses-$3,390/mo
Net Operating Income (NOI)+$-392/mo
Less: Debt Service (30yr @ 6.75%)-$12,453/mo
Net Cash Flow
$-12,845/mo
$-154,135/year
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