OFF_MARKETRisky Deal21 days on market

369 H St

369 H St, Arcata, CA 95521, Arcata, CA 95521
$399,000
Zestimate®:$392,700

Listing Price

Property image 1
369 H St, Arcata, CA 95521
Loc: Arcata, CA
Days Listed
21
Tax Assessed
$275k
Zestimate®
$393k
Market Rate
Lot Size
5,663 sqft
Rent Estimate
$2,394/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Arcata Elementary School

K-5
1.3 mi away
6

Sunny Brae Middle School

6-8
1.2 mi away
9

Arcata High School

9-12
0.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.77%
Total ROI
13.5%
Cash Flow
$-431/mo
DSCR
0.79
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-09-12Pending sale$399,000$374
2026-08-25Price change$399,000$374
2026-07-16Price change$415,000$389
2026-05-12Price change$444,000$417
2026-04-16Listed for sale$449,000$421
2011-07-13Sold$215,000$202
2011-02-06Listing removed$255,000$239
2010-11-13Price change$255,000$239
2010-10-15Listed for sale$265,000$249

Tax History

YearProperty TaxTax Assessment
2026$0$275,435
2025$3,219.34$270,036
2024$3,181.22$264,742
2023$3,117$259,552
2022$4,266.7$254,464
2021$3,403.66$249,476
2020$2,959.4$246,919
2019$3,176.44$242,079
2018$2,801.16$237,334
2017$2,744.64$232,681
2016$2,654.9$228,120
2015$2,605$224,694
2014$2,605$220,294
2012$0$215,000
2011$0$35,193
2010$0$34,931
2009$0$35,015
2008$0$34,329
2007$0$33,657
2006$0$32,998
2005$0$32,352
2004$0$31,719
2003$0$31,138
2002$0$30,528
2001$0$29,930
2000$0$29,344
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
1
Sq Ft
1,066
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $399,000Rent Basis: Observed Comp Model ($2,394/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $200/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.42%

NOI: $17,655/yr

Cash-on-Cash Yield
-7.8%

On $91,770 invested

DSCR Ratio
0.71x

Negative debt coverage

5-Yr Leveraged ROI
+55.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$172/mo
Homeowner / Hazard Insurance-$200/mo
Vacancy Reserve (5% of rent)-$120/mo
Repairs & Maintenance (10% of rent)-$239/mo
Property Management (8% of rent)-$192/mo
Total Pure Operating Expenses-$923/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,394/mo
Less: Operating Expenses-$923/mo
Net Operating Income (NOI)+$1,471/mo
Less: Debt Service (30yr @ 6.75%)-$2,070/mo
Net Cash Flow
$-599/mo
$-7,189/year
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369 H St | Arcata, CA | Haven AI Analysis | Haven by ScoutHavens