OFF_MARKETRisky Deal62 days on market

68797 F St

68797 F St, Cathedral City, CA 92234, Cathedral City, CA 92234
$539,000
Zestimate®:$540,100$1,100 Under Market

Listing Price

Property image 1
68797 F St, Cathedral City, CA 92234
Loc: Cathedral City, CA
Days Listed
62
Zestimate®
$540k
0% Under Valued
Lot Size
6,534 sqft
Rent Estimate
$2,454/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Rancho Mirage Elementary School

K-5
3.3 mi away
4

Nellie N. Coffman Middle School

6-8
1.6 mi away
4

Cathedral City High School

9-12
2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 3/10
Exercise caution due to potential market volatility.
Cap Rate
4.63%
Total ROI
12.8%
Cash Flow
$-644/mo
DSCR
0.76
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Data provided by Haven AI. Disclaimer

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Haven AI

From a conservative investment standpoint, this property is a 'negative carry' asset. With a monthly cash flow of -$643.78, the investor is essentially paying $7,725 annually to own the property, which significantly erodes the 4% projected appreciation. A rental yield of 4.63% is insufficient to cover debt service and operating expenses at the $539,000 price point. While Cathedral City offers growth potential within the Coachella Valley, banking solely on appreciation while sustaining monthly losses is speculative. Unless the purchase is an all-cash transaction or the property is converted to a higher-yield short-term rental (subject to local ordinance risks), it remains a liability to liquidity.

Strengths
  • High-demand 3-bedroom, 2-bathroom configuration
  • Stable location within the Coachella Valley submarket
  • Consistent 4% historical appreciation forecast
Considerations
  • Severe negative monthly cash flow of -$643.78
  • Low capitalization rate relative to current mortgage interest rates
  • High acquisition cost compared to rental income potential
  • Vulnerability to local regulatory shifts regarding rental properties
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-07Sold$539,000$449
2026-06-11Pending sale$539,000$449
2026-05-25Contingent$539,000$449
2026-03-06Listed for sale$539,000$449
2011-09-07Sold$46,500$39
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,200
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $539,000Rent Basis: Observed Comp Model ($2,454/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $270/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.86%

NOI: $15,392/yr

Cash-on-Cash Yield
-14.7%

On $123,970 invested

DSCR Ratio
0.46x

Negative debt coverage

5-Yr Leveraged ROI
+20.9%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$337/mo
Homeowner / Hazard Insurance-$270/mo
Vacancy Reserve (5% of rent)-$123/mo
Repairs & Maintenance (10% of rent)-$245/mo
Property Management (8% of rent)-$196/mo
Total Pure Operating Expenses-$1,171/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,454/mo
Less: Operating Expenses-$1,171/mo
Net Operating Income (NOI)+$1,283/mo
Less: Debt Service (30yr @ 6.75%)-$2,797/mo
Net Cash Flow
$-1,514/mo
$-18,169/year
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