OFF_MARKETRisky Deal4 days on market

610 S 14TH Street

610 S 14TH Street, Palatka, FL 32177, Palatka, FL 32177
$219,000
Zestimate®:$210,000

Listing Price

Property image 1
610 S 14TH Street, Palatka, FL 32177
Loc: Palatka, FL
Days Listed
4
Tax Assessed
$160k
Zestimate®
$210k
Market Rate
Lot Size
0.41 acres
Rent Estimate
$1,514/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

3

William D. Moseley Elementary School

K-6
0.7 mi away
3

Palatka High School

7-12
1.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.85%
Total ROI
64.3%
Cash Flow
$-251/mo
DSCR
0.78
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-22Sold$210,000$160
2026-04-30Price change$214,000$163
2026-04-17Listed for sale$219,000$167
2022-05-11Sold$195,000$149
2022-03-14Pending sale$189,900$145
2022-03-10Listed for sale$189,900$145
2022-03-10Pending sale$189,900$145
2022-03-08Listed for sale$189,900$145
2021-02-25Listing removed$0
2020-11-20Listing removed$1,250$1
2020-10-06Listed for rent$1,250$1
2020-06-23Sold$93,000$71
2020-04-21Pending sale$79,900$61
2020-03-26Listed for sale$79,900$61
2020-03-18Pending sale$79,900$61
2020-03-18Listed for sale$79,900$61
2020-03-18Pending sale$79,900$61
2020-03-13Listed for sale$79,900$61

Tax History

YearProperty TaxTax Assessment
2024$2,654.61$159,790
2023$3,423.79$151,930
2022$2,108.68$98,010
2021$1,942.17$81,910
2020$873.53$74,810
2018$870.16$64,660
2017$1,111.6$63,140
2016$1,110.68$61,850
2015$1,319.54$62,463
2014$1,000.98$63,340
2013$0$63,759
2012$0$69,157
2011$0$73,261
2010$0$79,315
2009$0$80,447
2008$0$74,143
2007$0$75,198
2005$0$46,118
2004$0$42,135
2003$0$39,384
2002$0$34,035
2001$0$28,672
2000$0$28,099
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
1
Sq Ft
1,310
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $219,000Rent Basis: Observed Comp Model ($1,514/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $150/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.85%

NOI: $10,623/yr

Cash-on-Cash Yield
-6.0%

On $50,370 invested

DSCR Ratio
0.78x

Negative debt coverage

5-Yr Leveraged ROI
+64.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$130/mo
Homeowner / Hazard Insurance-$150/mo
Vacancy Reserve (5% of rent)-$76/mo
Repairs & Maintenance (10% of rent)-$151/mo
Property Management (8% of rent)-$121/mo
Total Pure Operating Expenses-$629/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,514/mo
Less: Operating Expenses-$629/mo
Net Operating Income (NOI)+$885/mo
Less: Debt Service (30yr @ 6.75%)-$1,136/mo
Net Cash Flow
$-251/mo
$-3,013/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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