3513 Harbor Blvd
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Nearby Schools
Educational options and performance ratings in the area.
Peace River Elementary School
Port Charlotte Middle School
Charlotte High School
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
This Port Charlotte property presents a marginal investment profile characterized by an extremely thin monthly cash flow of $27.21. At a price of approximately $125 per square foot, the entry point is attractive; however, the 6.23% rental yield is largely offset by holding costs, likely including rising Florida insurance premiums and property taxes. From a conservative standpoint, a single month of vacancy or a minor capital expenditure—such as a water heater or HVAC repair—would result in negative annual cash flow. While the 4% appreciation forecast provides a long-term equity play, the lack of an operational buffer makes this a sensitive asset that relies heavily on market growth rather than immediate income.
- • Competitive price per square foot for the Florida market
- • Solid 2-bedroom, 2-bathroom configuration attractive to small families or retirees
- • Consistent 4% expected annual appreciation providing a hedge against inflation
- • Low absolute entry price point under $200,000
- • Negligible monthly cash flow leaves zero margin for error or emergency repairs
- • High vulnerability to Florida's volatile property insurance and hurricane-related costs
- • Potential for negative carry if property taxes are reassessed at the current purchase price
- • Yield is insufficient to cover significant debt service if financed with high-interest rates
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-09-14 | Listing removed | $1,700 | $1 |
| 2026-09-11 | Listed for rent | $1,700 | $1 |
| 2026-08-25 | Listing removed | $2,000 | $1 |
| 2026-08-17 | Price change | $2,000 | $1 |
| 2026-08-03 | Listed for rent | $2,100 | $1 |
| 2026-06-08 | Sold | $191,000 | $119 |
| 2026-06-02 | Pending sale | $195,000 | $121 |
| 2026-05-27 | Price change | $195,000 | $121 |
| 2026-04-17 | Listed for sale | $199,999 | $125 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $4,195.07 | $173,920 |
| 2024 | $3,501.69 | $158,109 |
| 2023 | $3,458.87 | $143,735 |
| 2022 | $3,337.59 | $130,668 |
| 2021 | $2,792.86 | $118,789 |
| 2020 | $2,511.14 | $103,393 |
| 2019 | $2,354.45 | $93,994 |
| 2018 | $2,164.58 | $85,449 |
| 2017 | $2,164.58 | $122,824 |
| 2016 | $2,090.06 | $70,497 |
| 2015 | $1,953.42 | $64,088 |
| 2014 | $1,797.21 | $58,262 |
| 2013 | $983.36 | $48,150 |
| 2012 | $818.13 | $52,921 |
| 2011 | $891.42 | $52,921 |
| 2010 | $1,292.65 | $75,492 |
| 2009 | $1,435.72 | $90,061 |
| 2006 | $0 | $67,141 |
| 2005 | $0 | $63,286 |
| 2004 | $0 | $62,106 |
| 2003 | $0 | $62,106 |
| 2002 | $848.75 | $60,650 |
| 2001 | $819.89 | $59,695 |
| 2000 | $766.36 | $57,956 |
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $13,328/yr
On $46,000 invested
Tight qualification
Equity + cumulative cash
Monthly Cash Flow Breakdown
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