OFF_MARKETExcellent Deal4 days on market
429 Garfield St
429 Garfield St, Oceanside, CA 92054, Oceanside, CA 92054
429 Garfield St, Oceanside, CA 92054
Loc: Oceanside, CA
Days Listed
4
Tax Assessed
$1134k
Zestimate®
$1289k
Market Rate
Lot Size
6,098 sqft
Rent Estimate
$5,175/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
5
Laurel Elementary School
K-5
0.9 mi away
4
Lincoln Middle School
6-8
1.1 mi away
5
Oceanside High School
9-12
0.3 mi away
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.52%
Total ROI
27.3%
Cash Flow
$1,574/mo
DSCR
1.24
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10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-07-23 | Listed for sale | $1,299,000 | $1,086 |
| 2026-07-06 | Pending sale | $1,299,000 | $1,086 |
| 2026-05-13 | Listed for sale | $1,299,000 | $1,086 |
| 2026-05-07 | Listing removed | $1,299,999 | $1,087 |
| 2026-04-16 | Listed for sale | $1,299,999 | $1,087 |
| 2026-04-08 | Listing removed | $3,500 | $3 |
| 2026-03-26 | Price change | $3,500 | $3 |
| 2026-03-21 | Price change | $3,600 | $3 |
| 2026-03-18 | Price change | $3,700 | $3 |
| 2026-03-17 | Listed for rent | $3,600 | $3 |
| 2025-11-01 | Listing removed | $1,149,900 | $961 |
| 2024-12-06 | Listing removed | $4,800 | $4 |
| 2024-11-12 | Listed for rent | $4,800 | $4 |
| 2024-10-17 | Listing removed | $4,400 | $4 |
| 2024-10-15 | Listed for rent | $4,500 | $4 |
| 2024-09-18 | Sold | $1,112,000 | $930 |
| 2024-08-21 | Pending sale | $1,149,900 | $961 |
| 2024-08-01 | Listed for sale | $1,149,900 | $961 |
| 2024-08-01 | Listing removed | $0 | – |
| 2024-07-27 | Listed for sale | $1,149,900 | $961 |
| 2024-07-11 | Pending sale | $1,149,900 | $961 |
| 2024-06-13 | Listed for sale | $1,149,900 | $961 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2026 | $0 | $1,134,240 |
| 2025 | $12,478.24 | $1,112,000 |
| 2024 | $1,872.16 | $169,870 |
| 2023 | $1,812.98 | $166,540 |
| 2022 | $1,784.12 | $163,276 |
| 2021 | $1,789.44 | $160,076 |
| 2020 | $1,734.48 | $158,436 |
| 2019 | $1,635.04 | $155,330 |
| 2018 | $1,664.43 | $152,285 |
| 2017 | $1,632.48 | $149,300 |
| 2016 | $1,577.7 | $146,373 |
| 2015 | $1,531.58 | $144,175 |
| 2014 | $1,472.76 | $141,352 |
| 2013 | $0 | $140,714 |
| 2012 | $0 | $137,956 |
| 2011 | $0 | $135,252 |
| 2010 | $0 | $134,242 |
| 2009 | $0 | $134,562 |
| 2008 | $0 | $131,925 |
| 2007 | $0 | $129,339 |
| 2006 | $0 | $126,804 |
| 2005 | $0 | $124,318 |
| 2004 | $0 | $121,881 |
| 2003 | $0 | $119,648 |
| 2002 | $0 | $117,303 |
| 2001 | $0 | $115,004 |
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $1,299,999Rent Basis: Observed Comp Model ($5,175/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $650/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
2.42%
NOI: $31,510/yr
Cash-on-Cash Yield
-16.5%
On $299,000 invested
DSCR Ratio
0.39x
Negative debt coverage
5-Yr Leveraged ROI
+11.5%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.75% of basis)-$709/mo
Homeowner / Hazard Insurance-$650/mo
Vacancy Reserve (5% of rent)-$259/mo
Repairs & Maintenance (10% of rent)-$518/mo
Property Management (8% of rent)-$414/mo
Total Pure Operating Expenses-$2,549/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,175/mo
Less: Operating Expenses-$2,549/mo
Net Operating Income (NOI)+$2,626/mo
Less: Debt Service (30yr @ 6.75%)-$6,745/mo
Net Cash Flow
$-4,120/mo
$-49,435/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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