OFF_MARKETRisky Deal12 days on market

212 Spruce St

212 Spruce St, San Francisco, CA 94118, San Francisco, CA 94118
$4,395,000
Zestimate®:$8,646,800$4,251,800 Under Market

Listing Price

Property image 1
212 Spruce St, San Francisco, CA 94118
Loc: San Francisco, CA
Days Listed
12
Tax Assessed
$390k
Zestimate®
$8647k
49% Under Valued
Lot Size
2,958 sqft
Rent Estimate
$6,947/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Sutro Elementary School

K-5
1 mi away
8

Roosevelt Middle School

6-8
0.5 mi away
7

Wallenberg (Raoul) Traditional High School

9-12
0.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
1.57%
Total ROI
-2.5%
Cash Flow
$-16,461/mo
DSCR
0.26
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-30Sold$8,200,000$1,984
2026-04-24Pending sale$4,395,000$1,063
2026-04-11Listed for sale$4,395,000$1,063

Tax History

YearProperty TaxTax Assessment
2025$5,001.66$389,891
2024$4,506.72$382,247
2023$4,441.96$374,754
2022$4,362.84$367,408
2021$4,287.58$360,206
2020$4,299.76$356,514
2019$4,153.12$349,525
2018$4,014.86$342,673
2017$4,248.2$335,955
2016$4,153.4$329,369
2015$3,832.84$324,423
2014$3,731.88$318,069
2013$0$316,633
2012$0$310,425
2011$0$304,340
2010$0$302,068
2009$0$302,786
2008$0$296,850
2007$0$291,030
2006$0$285,325
2005$0$279,732
2003$0$169,222
2002$0$165,905
2001$0$162,654
2000$0$159,465
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
4
Sq Ft
4,133
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $4,395,000Rent Basis: Observed Comp Model ($6,947/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $2,198/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
0.79%

NOI: $34,890/yr

Cash-on-Cash Yield
-23.6%

On $1,010,850 invested

DSCR Ratio
0.13x

Negative debt coverage

5-Yr Leveraged ROI
+-23.9%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$244/mo
Homeowner / Hazard Insurance-$2,198/mo
Vacancy Reserve (5% of rent)-$347/mo
Repairs & Maintenance (10% of rent)-$695/mo
Property Management (8% of rent)-$556/mo
Total Pure Operating Expenses-$4,039/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,947/mo
Less: Operating Expenses-$4,039/mo
Net Operating Income (NOI)+$2,908/mo
Less: Debt Service (30yr @ 6.75%)-$22,805/mo
Net Cash Flow
$-19,897/mo
$-238,766/year
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