OFF_MARKETRisky Deal12 days on market

28410 Pinon Ct

28410 Pinon Ct, Winchester, CA 92596, Winchester, CA 92596
$599,999
Zestimate®:$607,300$7,301 Under Market

Listing Price

Property image 1
28410 Pinon Ct, Winchester, CA 92596
Loc: Winchester, CA
Days Listed
12
Tax Assessed
$605k
Zestimate®
$607k
1% Under Valued
Lot Size
10,454 sqft
Rent Estimate
$3,382/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

Winchester Elementary School

K-5
1.8 mi away
3

Rancho Viejo Middle School

6-8
6 mi away
5

Tahquitz High School

9-12
6.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 3/10
Exercise caution due to potential market volatility.
Cap Rate
4.56%
Total ROI
12.5%
Cash Flow
$-753/mo
DSCR
0.75
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Data provided by Haven AI. Disclaimer

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Haven AI

From a conservative investment standpoint, this property is fundamentally flawed due to its severe negative cash flow of -$753.35 per month. While the 4-bedroom configuration and 2,227 sqft size are attractive for the Winchester family market, a 4.56% rental yield fails to cover debt service and operating expenses in the current interest rate environment. An annual loss exceeding $9,000 forces the investor to rely entirely on the 4% appreciation forecast to achieve a break-even scenario. This transforms the asset from a safe income-producing investment into a speculative appreciation play, which carries significant risk if the local Inland Empire market softens or remains stagnant.

Strengths
  • High-demand 4-bedroom, 3-bathroom layout ideal for long-term family tenants
  • Competitive price per square foot for the Winchester submarket
  • Consistent regional demand driven by southern California population shifts
Considerations
  • Substantial negative monthly cash flow compromising investor liquidity
  • Rental yield is significantly lower than current mortgage interest rates
  • Speculative reliance on appreciation to offset operational losses
  • Susceptibility to market volatility inherent in Inland Empire commuter towns
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-16Listed for sale$599,999$269
2022-11-29Sold$581,500$261

Tax History

YearProperty TaxTax Assessment
2025$10,888.36$604,726
2024$10,705.04$592,869
2023$10,631.1$581,245
2022$1,167.42$84,000
2021$420.02$19,109
2020$415.06$18,914
2019$410.16$18,544
2018$243.18$18,181
2017$240.58$17,825
2016$240.58$17,476
2015$239.96$17,214
2014$230.64$16,878
2013$0$13,841
2012$0$13,570
2011$0$13,304
2010$0$13,205
2009$0$15,000
2008$0$82,243
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,227
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $599,999Rent Basis: Observed Comp Model ($3,382/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $300/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.85%

NOI: $23,114/yr

Cash-on-Cash Yield
-10.3%

On $138,000 invested

DSCR Ratio
0.62x

Negative debt coverage

5-Yr Leveraged ROI
+42.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$378/mo
Homeowner / Hazard Insurance-$300/mo
Vacancy Reserve (5% of rent)-$169/mo
Repairs & Maintenance (10% of rent)-$338/mo
Property Management (8% of rent)-$271/mo
Total Pure Operating Expenses-$1,456/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,382/mo
Less: Operating Expenses-$1,456/mo
Net Operating Income (NOI)+$1,926/mo
Less: Debt Service (30yr @ 6.75%)-$3,113/mo
Net Cash Flow
$-1,187/mo
$-14,245/year
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