OFF_MARKETExcellent Deal264 days on market

430 W Harvard St

430 W Harvard St, Englewood, FL 34223, Englewood, FL 34223
$285,000
Zestimate®:$188,200

Listing Price

Property image 1
430 W Harvard St, Englewood, FL 34223
Loc: Englewood, FL
Days Listed
264
Tax Assessed
$85k
Zestimate®
$188k
Market Rate
Lot Size
5,720 sqft
Rent Estimate
$2,110/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Englewood Elementary School

PK-5
0.4 mi away
7

Venice Middle School

6-8
7.4 mi away
8

STATE COLLEGE OF FLA COLLEGIATE SCHOOL-VENICE-0122

9-12
5.8 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.86%
Total ROI
29.0%
Cash Flow
$426/mo
DSCR
1.30
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-05-31Listing removed$285,000$394
2026-03-09Price change$285,000$394
2025-11-18Price change$295,000$407
2025-08-12Price change$325,000$449
2025-07-29Listed for sale$350,000$483
2024-10-04Sold$120,000$166
2023-06-13Sold$120,000$166
2023-04-03Sold$120,000$166

Tax History

YearProperty TaxTax Assessment
2025$1,597.4$85,100
2024$1,625.31$89,400
2023$1,566.13$76,177
2022$1,830.4$69,252
2021$1,501.68$62,956
2020$1,411.75$57,233
2019$1,489.92$47,939
2018$1,489.92$75,900
2017$1,462.73$39,619
2016$1,216.25$50,800
2015$1,254.59$46,700
2014$1,082.78$27,060
2013$1,056.04$27,060
2012$991.97$24,600
2011$1,043.36$28,900
2010$1,090.22$31,800
2009$659.89$37,700
2008$659.89$24,743
2007$690.05$24,022
2006$0$23,436
2005$0$22,753
2004$631.25$22,090
2003$627.35$21,678
2002$697.79$21,170
2001$410.17$19,852
2000$396.74$19,274
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
1
Sq Ft
999
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $285,000Rent Basis: Observed Comp Model ($2,110/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $150/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.92%

NOI: $16,862/yr

Cash-on-Cash Yield
-1.3%

On $65,550 invested

DSCR Ratio
0.95x

Negative debt coverage

5-Yr Leveraged ROI
+87.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$69/mo
Homeowner / Hazard Insurance-$150/mo
Vacancy Reserve (5% of rent)-$106/mo
Repairs & Maintenance (10% of rent)-$211/mo
Property Management (8% of rent)-$169/mo
Total Pure Operating Expenses-$705/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,110/mo
Less: Operating Expenses-$705/mo
Net Operating Income (NOI)+$1,405/mo
Less: Debt Service (30yr @ 6.75%)-$1,479/mo
Net Cash Flow
$-74/mo
$-883/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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