OFF_MARKETNeutral Deal-1 days on market

677 Middle Street

677 Middle Street, Bath, ME 04530, Bath, ME 04530
$450,000
Zestimate®:$426,700

Listing Price

Property image 1
677 Middle Street, Bath, ME 04530
Loc: Bath, ME
Days Listed
-1
Tax Assessed
$183k
Zestimate®
$427k
Market Rate
Lot Size
3,920 sqft
Rent Estimate
$2,376/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Fisher-Mitchell School

3-5
0.3 mi away
5

Bath Middle School

6-8
0.9 mi away
7

Morse High School

9-12
1.1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.36%
Total ROI
16.5%
Cash Flow
$-264/mo
DSCR
0.88
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-25Sold$425,000$217
2026-05-06Pending sale$450,000$230
2026-04-14Listed for sale$450,000$230

Tax History

YearProperty TaxTax Assessment
2024$3,024$183,300
2023$2,892$171,100
2022$2,689$131,800
2021$2,676$131,800
2020$2,676$131,800
2019$2,610$131,800
2018$2,845$130,500
2017$2,786$130,500
2016$2,754$130,500
2015$2,701$130,500
2014$2,636$130,500
2013$2,563$130,500
2012$2,440$130,500
2011$2,336$130,500
2009$2,021$117,500
2006$1,904$117,500
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,960
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $450,000Rent Basis: Observed Comp Model ($2,376/mo)State Tax Benchmark: 1.28% (ME)Hazard Reserve: $131/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.01%

NOI: $18,036/yr

Cash-on-Cash Yield
-9.6%

On $103,500 invested

DSCR Ratio
0.64x

Negative debt coverage

5-Yr Leveraged ROI
+46.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.28% of basis)-$196/mo
Homeowner / Hazard Insurance-$131/mo
Vacancy Reserve (5% of rent)-$119/mo
Repairs & Maintenance (10% of rent)-$238/mo
Property Management (8% of rent)-$190/mo
Total Pure Operating Expenses-$873/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,376/mo
Less: Operating Expenses-$873/mo
Net Operating Income (NOI)+$1,503/mo
Less: Debt Service (30yr @ 6.75%)-$2,335/mo
Net Cash Flow
$-832/mo
$-9,983/year
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