OFF_MARKETExcellent Deal14 days on market

1020 S McCoy St

1020 S McCoy St, Independence, MO 64050, Independence, MO 64050
$220,000
Zestimate®:$210,700

Listing Price

Property image 1
1020 S McCoy St, Independence, MO 64050
Loc: Independence, MO
Days Listed
14
Tax Assessed
$66k
Zestimate®
$211k
Market Rate
Lot Size
9,322 sqft
Rent Estimate
$2,068/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Santa Fe Trail Elementary School

PK-5
0.3 mi away
7

Bridger Middle School

6
3.2 mi away
3

William Chrisman High School

9-12
1.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.73%
Total ROI
28.3%
Cash Flow
$305/mo
DSCR
1.27
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-15Sold$0
2026-06-05Pending sale$215,000$78
2026-06-01Listed for sale$215,000$78
2026-05-27Listing removed$210,000$76
2026-05-14Listed for sale$210,000$76
2026-05-12Pending sale$210,000$76
2026-05-06Listed for sale$210,000$76
2026-04-27Listing removed$210,000$76
2026-04-23Price change$210,000$76
2026-04-13Price change$220,000$79
2026-04-01Listed for sale$230,000$83

Tax History

YearProperty TaxTax Assessment
2025$1,257.83$12,606
2024$759.55$10,963
2023$742.26$10,963
2022$1,305.23$17,671
2021$1,304.65$17,671
2020$1,282.67$16,880
2019$1,262.09$16,880
2018$1,262.09$16,839
2017$1,357$16,839
2016$1,241.34$15,717
2014$1,183.6$15,260
2013$1,176.45$15,260
2012$1,161.82$15,260
2011$1,141.65$15,260
2010$1,113.83$15,260
2009$1,253.18$15,260
2008$1,250.34$17,785
2007$1,230.6$17,785
2006$1,229.95$17,437
2005$1,098.27$17,437
2004$1,098.26$15,163
2003$963.01$15,163
2002$960.25$13,538
2001$889.98$13,538
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
2,768
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $220,000Rent Basis: Observed Comp Model ($2,068/mo)State Tax Benchmark: 0.97% (MO)Hazard Reserve: $100/mo
Haven ScoreExcellent
8/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
7.85%

NOI: $17,265/yr

Cash-on-Cash Yield
7.0%

On $50,600 invested

DSCR Ratio
1.26x

Prime loan qualification

5-Yr Leveraged ROI
+129.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.97% of basis)-$54/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$103/mo
Repairs & Maintenance (10% of rent)-$207/mo
Property Management (8% of rent)-$165/mo
Total Pure Operating Expenses-$629/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,068/mo
Less: Operating Expenses-$629/mo
Net Operating Income (NOI)+$1,439/mo
Less: Debt Service (30yr @ 6.75%)-$1,142/mo
Net Cash Flow
$297/mo
$3,566/year
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