FOR_SALEExcellent Deal14 days on market

446 Oak Dr

446 Oak Dr, Smithville, TN 37166, Smithville, TN 37166
$449,000

Listing Price

Property image 1
446 Oak Dr, Smithville, TN 37166
Loc: Smithville, TN
Days Listed
14
Tax Assessed
$173k
Lot Size
0.46 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Northside Elementary School

2-5
3.5 mi away
5

Dekalb Middle School

6-8
5.3 mi away
6

De Kalb County High School

9-12
5.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.91%
Total ROI
29.2%
Cash Flow
$689/mo
DSCR
1.30
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-20Price change$449,000$251
2026-07-03Price change$459,000$256
2026-05-04Price change$469,000$262
2026-04-01Listed for sale$489,000$273
2023-10-19Sold$249,000$139
2023-10-17Pending sale$249,000$139
2006-11-08Sold$112,000$63
2005-02-09Sold$16,000$9
2002-09-20Sold$4,000$2

Tax History

YearProperty TaxTax Assessment
2025$1,087.46$43,325
2024$1,087.46$43,325
2023$803.5$40,175
2022$695.35$40,175
2021$0$40,175
2020$612.63$28,850
2019$612.63$28,850
2018$528.96$28,850
2017$529$28,850
2016$529$28,850
2015$467.37$28,850
2014$497.34$30,700
2013$497.34$30,700
2011$449.96$27,775
2010$512.46$35,100
2009$512.46$35,100
2008$512.46$35,100
2007$536.78$31,575
2006$599.93$31,575
2005$15.1$1,000
2004$16.3$1,000
2003$16.71$1,025
2001$0$875
2000$0$3,500
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
2
Sq Ft
1,792
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $449,000Rent Basis: Modeled Estimate ($3,592/mo)State Tax Benchmark: 0.67% (TN)Hazard Reserve: $131/mo
Haven ScoreNeutral
4/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.78%

NOI: $30,457/yr

Cash-on-Cash Yield
2.4%

On $103,270 invested

DSCR Ratio
1.09x

Tight qualification

5-Yr Leveraged ROI
+106.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.67% of basis)-$97/mo
Homeowner / Hazard Insurance-$131/mo
Vacancy Reserve (5% of rent)-$180/mo
Repairs & Maintenance (10% of rent)-$359/mo
Property Management (8% of rent)-$287/mo
Total Pure Operating Expenses-$1,054/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,592/mo
Less: Operating Expenses-$1,054/mo
Net Operating Income (NOI)+$2,538/mo
Less: Debt Service (30yr @ 6.75%)-$2,330/mo
Net Cash Flow
$208/mo
$2,500/year
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446 Oak Dr | Smithville, TN | Haven AI Analysis | Haven by ScoutHavens