OFF_MARKETRisky Deal1 days on market

530 W Main St

530 W Main St, Smithville, TN 37166, Smithville, TN 37166
$449,000

Listing Price

Property image 1
530 W Main St, Smithville, TN 37166
Loc: Smithville, TN
Days Listed
1
Tax Assessed
$120k
Lot Size
1.02 acres
Rent Estimate
$2,474/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

Smithville Elementary School

PK-2
1.3 mi away
5

Dekalb Middle School

6-8
1.4 mi away
6

De Kalb County High School

9-12
1.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.56%
Total ROI
58.0%
Cash Flow
$-623/mo
DSCR
0.73
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2002-01-31Sold$40,000$15

Tax History

YearProperty TaxTax Assessment
2025$314$9,625
2024$314$9,625
2023$264.91$9,625
2022$1,591.66$64,100
2021$0$64,100
2020$1,478$48,900
2019$1,478$48,900
2018$1,213.94$48,900
2017$897$48,900
2016$1,214$48,900
2015$1,109.54$48,900
2014$1,055.65$46,525
2013$1,055.65$46,525
2011$1,055.65$46,525
2010$959.64$46,150
2009$959.64$46,150
2008$959.64$46,150
2007$1,000.79$42,050
2006$1,084.89$42,050
2005$920.9$42,050
2004$971.36$42,050
2003$957.5$41,450
2001$0$35,174
2000$0$210,679
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,356
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $449,000Rent Basis: Observed Comp Model ($2,474/mo)State Tax Benchmark: 0.67% (TN)Hazard Reserve: $131/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.56%

NOI: $20,487/yr

Cash-on-Cash Yield
-7.2%

On $103,270 invested

DSCR Ratio
0.73x

Negative debt coverage

5-Yr Leveraged ROI
+58.0%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.67% of basis)-$67/mo
Homeowner / Hazard Insurance-$131/mo
Vacancy Reserve (5% of rent)-$124/mo
Repairs & Maintenance (10% of rent)-$247/mo
Property Management (8% of rent)-$198/mo
Total Pure Operating Expenses-$767/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,474/mo
Less: Operating Expenses-$767/mo
Net Operating Income (NOI)+$1,707/mo
Less: Debt Service (30yr @ 6.75%)-$2,330/mo
Net Cash Flow
$-623/mo
$-7,470/year
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