OFF_MARKETRisky Deal1 days on market

437 Dearman St

437 Dearman St, Smithville, TN 37166, Smithville, TN 37166
$285,000
Zestimate®:$296,900$11,900 Under Market

Listing Price

Property image 1
437 Dearman St, Smithville, TN 37166
Loc: Smithville, TN
Days Listed
1
Tax Assessed
$122k
Zestimate®
$297k
4% Under Valued
Lot Size
1.45 acres
Rent Estimate
$1,560/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

Smithville Elementary School

PK-2
0.8 mi away
5

Dekalb Middle School

6-8
3.3 mi away
6

De Kalb County High School

9-12
3.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.35%
Total ROI
53.4%
Cash Flow
$-446/mo
DSCR
0.70
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-05-22Sold$296,000$247
2026-05-22Pending sale$285,000$238
2026-04-21Contingent$285,000$238
2026-04-14Listed for sale$285,000$238
2023-09-07Sold$267,500$223
2023-08-11Pending sale$269,900$225
2023-07-18Listed for sale$269,900$225
2022-10-25Sold$142,500$119
2002-03-15Sold$20,000$17

Tax History

YearProperty TaxTax Assessment
2025$764.92$30,475
2024$764.92$30,475
2023$609.5$30,475
2022$527.46$30,475
2021$0$30,475
2020$481.5$22,675
2019$481.5$22,675
2018$415.75$22,675
2017$416$22,675
2016$416$22,675
2015$367.34$22,675
2014$402.17$24,825
2013$402.17$24,825
2011$402.17$24,825
2010$363.54$24,900
2009$363.54$24,900
2008$363.54$24,900
2007$368.48$21,675
2006$411.83$21,675
2005$327.29$21,675
2004$353.3$21,675
2003$312.15$19,150
2001$0$19,320
2000$0$77,281
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,200
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $285,000Rent Basis: Observed Comp Model ($1,560/mo)State Tax Benchmark: 0.67% (TN)Hazard Reserve: $100/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.35%

NOI: $12,398/yr

Cash-on-Cash Yield
-8.2%

On $65,550 invested

DSCR Ratio
0.70x

Negative debt coverage

5-Yr Leveraged ROI
+53.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.67% of basis)-$68/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$78/mo
Repairs & Maintenance (10% of rent)-$156/mo
Property Management (8% of rent)-$125/mo
Total Pure Operating Expenses-$527/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,560/mo
Less: Operating Expenses-$527/mo
Net Operating Income (NOI)+$1,033/mo
Less: Debt Service (30yr @ 6.75%)-$1,479/mo
Net Cash Flow
$-446/mo
$-5,348/year
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