OFF_MARKETRisky Deal12 days on market
401 Whaley St
401 Whaley St, Smithville, TN 37166, Smithville, TN 37166
401 Whaley St, Smithville, TN 37166
Loc: Smithville, TN
Days Listed
12
Tax Assessed
$165k
Zestimate®
$301k
Market Rate
Lot Size
2.33 acres
Rent Estimate
$1,839/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
N/A
Smithville Elementary School
PK-2
1.8 mi away
5
Dekalb Middle School
6-8
0.9 mi away
6
De Kalb County High School
9-12
0.9 mi away
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.52%
Total ROI
57.1%
Cash Flow
$-462/mo
DSCR
0.73
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Data provided by Haven AI. Disclaimer
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10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-06-05 | Sold | $300,000 | $141 |
| 2026-05-30 | Pending sale | $325,000 | $153 |
| 2026-05-04 | Listed for sale | $325,000 | $153 |
| 2026-05-01 | Listing removed | $325,000 | $153 |
| 2026-04-03 | Listed for sale | $325,000 | $153 |
| 2026-04-01 | Listing removed | $325,000 | $153 |
| 2026-03-26 | Price change | $325,000 | $153 |
| 2026-02-22 | Price change | $339,000 | $159 |
| 2026-02-13 | Price change | $344,000 | $162 |
| 2025-12-15 | Listed for sale | $349,000 | $164 |
| 2025-12-05 | Contingent | $349,000 | $164 |
| 2025-10-25 | Listed for sale | $349,000 | $164 |
| 2021-10-14 | Listing removed | $0 | – |
| 2021-09-27 | Price change | $264,900 | $125 |
| 2021-09-20 | Price change | $274,900 | $129 |
| 2021-09-04 | Price change | $284,900 | $134 |
| 2021-08-19 | Price change | $299,900 | $141 |
| 2021-08-08 | Price change | $349,900 | $165 |
| 2021-07-19 | Price change | $369,900 | $174 |
| 2021-07-09 | Price change | $399,900 | $188 |
| 2021-06-25 | Price change | $429,900 | $202 |
| 2021-01-21 | Listed for sale | $452,000 | $213 |
| 2021-01-09 | Listing removed | $0 | – |
| 2020-09-10 | Price change | $452,000 | $213 |
| 2020-07-18 | Listed for sale | $477,000 | $224 |
| 2009-11-04 | Sold | $125,000 | $59 |
| 1996-08-13 | Sold | $65,000 | $31 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $1,343.25 | $41,175 |
| 2024 | $1,343.25 | $41,175 |
| 2023 | $1,133.26 | $41,175 |
| 2022 | $1,022.42 | $41,175 |
| 2021 | $0 | $41,175 |
| 2020 | $889.37 | $29,425 |
| 2019 | $889.37 | $29,425 |
| 2018 | $730.48 | $29,425 |
| 2017 | $540 | $29,425 |
| 2016 | $731 | $29,425 |
| 2015 | $667.65 | $29,425 |
| 2014 | $606.96 | $26,750 |
| 2013 | $606.96 | $26,750 |
| 2011 | $606.96 | $26,750 |
| 2010 | $566.64 | $27,250 |
| 2009 | $566.64 | $27,250 |
| 2008 | $566.64 | $27,250 |
| 2007 | $568.82 | $23,900 |
| 2006 | $616.62 | $23,900 |
| 2005 | $523.41 | $23,900 |
| 2004 | $552.09 | $23,900 |
| 2003 | $460.27 | $19,925 |
| 2001 | $0 | $16,693 |
| 2000 | $0 | $66,773 |
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $325,000Rent Basis: Observed Comp Model ($1,839/mo)State Tax Benchmark: 0.67% (TN)Hazard Reserve: $100/mo
Haven ScoreRisky
1/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
4.52%
NOI: $14,689/yr
Cash-on-Cash Yield
-7.4%
On $74,750 invested
DSCR Ratio
0.73x
Negative debt coverage
5-Yr Leveraged ROI
+57.1%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.67% of basis)-$92/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$92/mo
Repairs & Maintenance (10% of rent)-$184/mo
Property Management (8% of rent)-$147/mo
Total Pure Operating Expenses-$615/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,839/mo
Less: Operating Expenses-$615/mo
Net Operating Income (NOI)+$1,224/mo
Less: Debt Service (30yr @ 6.75%)-$1,686/mo
Net Cash Flow
$-462/mo
$-5,547/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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