FOR_SALERisky Deal1 days on market

Harmony Plan, Windmill Creek

Harmony Plan, Windmill Creek, Platte City, MO 64079

$467,990

Zestimate®:$467,300

Listing Price

Harmony Plan, Windmill Creek

Loc: Platte City, MO

Days Listed

Zestimate®

$467k

Market Rate

Rent Estimate

$2,170/mo

Est. Cash Flow base

Type

single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9

Safety Score

A+

Schools

Nearby Schools

Educational options and performance ratings in the area.

Donald D. Siegrist Elementary School

PK-5

1.4 mi away

Platte City Middle School

6-8

1.3 mi away

Platte County High School

9-12

1.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation

Pending...

Confidence Score: 0/10

Exercise caution due to potential market volatility.

Cap Rate

3.80%

Total ROI

8.7%

Cash Flow

$-884/mo

DSCR

0.63

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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

Date	Event	Price	Price/sqft
2026-04-16	Price change	$467,990	$312
2025-07-03	Listed for sale	$464,990	$310

Getzels Group

Haven Team

CalRE #01884947

Call / Text

818.535.5337

Property Specs

Beds

Baths

Sq Ft

1,498

Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $467,990Rent Basis: Observed Comp Model ($2,170/mo)State Tax Benchmark: 0.97% (MO)Hazard Reserve: $136/mo

Haven ScoreRisky

0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)

2.97%

NOI: $13,879/yr

Cash-on-Cash Yield

-14.2%

On $107,638 invested

DSCR Ratio

0.48x

Negative debt coverage

5-Yr Leveraged ROI

+23.3%

Equity + cumulative cash

Financing Scenario Controls

Adjust down payment & rates to model your personalized return

Down Payment

Mortgage Rate (%)

Amortization Term

Monthly Rent ($)

Monthly Cash Flow Breakdown

Monthly Operating Deductions

Property Taxes (0.97% of basis)-$378/mo

Homeowner / Hazard Insurance-$136/mo

Vacancy Reserve (5% of rent)-$109/mo

Repairs & Maintenance (10% of rent)-$217/mo

Property Management (8% of rent)-$174/mo

Total Pure Operating Expenses-$1,013/mo

Net Investor Cash Flow

Gross Scheduled Rent+$2,170/mo

Less: Operating Expenses-$1,013/mo

Net Operating Income (NOI)+$1,157/mo

Less: Debt Service (30yr @ 6.75%)-$2,428/mo

Net Cash Flow

$-1,272/mo

$-15,260/year

Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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