OFF_MARKETRisky Deal3 days on market

14 White Sail Cir

14 White Sail Cir, Ocean Pines, MD 21811, Ocean Pines, MD 21811
$444,000
Zestimate®:$428,800

Listing Price

Property image 1
14 White Sail Cir, Ocean Pines, MD 21811
Loc: Ocean Pines, MD
Days Listed
3
Tax Assessed
$298k
Zestimate®
$429k
Market Rate
Lot Size
7,500 sqft
Rent Estimate
$2,318/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Showell Elementary School

PK-4
2.2 mi away
10

Stephen Decatur Middle School

7-8
4.9 mi away
7

Stephen Decatur High School

9-12
4.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.74%
Total ROI
40.2%
Cash Flow
$-920/mo
DSCR
0.60
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-11Sold$429,000$286
2026-04-28Contingent$444,000$296
2026-04-11Listed for sale$444,000$296
2025-09-26Sold$300,000$200
2025-08-25Pending sale$279,900$187
2025-08-21Listed for sale$279,900$187

Tax History

YearProperty TaxTax Assessment
2025$2,560.37$276,200
2024$2,434.61$254,400
2023$2,269.69$237,167
2022$2,104.76$254,400
2021$1,939.84$202,700
2020$1,876.99$196,133
2019$1,814.16$202,700
2018$1,733.01$183,000
2017$1,669.56$176,300
2016$1,210.1$169,600
2015$1,210.1$162,900
2014$1,210.1$162,900
2013$0$162,900
2012$0$201,200
2011$0$201,200
2010$0$201,200
2009$0$271,940
2008$0$245,346
2007$0$218,753
2006$0$192,160
2005$0$164,756
2004$0$137,353
2003$0$109,950
2002$0$100,340
2001$0$90,730
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,500
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $444,000Rent Basis: Observed Comp Model ($2,318/mo)State Tax Benchmark: 1.09% (MD)Hazard Reserve: $130/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.74%

NOI: $16,610/yr

Cash-on-Cash Yield
-10.8%

On $102,120 invested

DSCR Ratio
0.60x

Negative debt coverage

5-Yr Leveraged ROI
+40.2%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.09% of basis)-$271/mo
Homeowner / Hazard Insurance-$130/mo
Vacancy Reserve (5% of rent)-$116/mo
Repairs & Maintenance (10% of rent)-$232/mo
Property Management (8% of rent)-$185/mo
Total Pure Operating Expenses-$934/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,318/mo
Less: Operating Expenses-$934/mo
Net Operating Income (NOI)+$1,384/mo
Less: Debt Service (30yr @ 6.75%)-$2,304/mo
Net Cash Flow
$-920/mo
$-11,036/year
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