OFF_MARKETNeutral Deal5 days on market

2224 W CLOVELLY Lane

2224 W CLOVELLY Lane, St. Augustine, FL 32092, Saint Augustine, FL 32092
$595,000
Zestimate®:$595,000

Listing Price

Property image 1
2224 W CLOVELLY Lane, St. Augustine, FL 32092
Loc: Saint Augustine, FL
Days Listed
5
Tax Assessed
$499k
Zestimate®
$595k
Market Rate
Lot Size
10,454 sqft
Rent Estimate
$3,951/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Timberlin Creek Elementary School

PK-5
0.6 mi away
7

Beachside High School

8-12
4.8 mi away
10

Switzerland Point Middle School

6-8
5.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.14%
Total ROI
15.4%
Cash Flow
$-458/mo
DSCR
0.85
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-05Sold$595,000$234
2026-04-04Listed for sale$595,000$234
2021-07-21Sold$515,000$203
2021-06-22Pending sale$469,900$185
2021-06-21Listed for sale$515,000$203
2021-06-21Contingent$469,900$185
2021-06-18Listed for sale$469,900$185
2015-07-06Sold$279,000$110
2015-05-30Pending sale$279,000$110
2015-05-06Listed for sale$279,000$110
2015-04-12Pending sale$279,000$110
2015-03-17Price change$279,000$110
2015-02-19Price change$289,000$114
2014-12-31Price change$299,900$118
2014-12-19Listed for sale$292,900$115
2004-04-13Sold$264,600$104

Tax History

YearProperty TaxTax Assessment
2025$6,537.77$499,354
2024$6,157.47$510,194
2023$6,042.11$495,334
2022$5,889.32$441,740
2021$3,525.84$289,433
2020$3,513.44$285,437
2019$3,579.73$279,020
2018$3,579.73$273,817
2017$3,050.67$235,083
2016$3,050.67$229,054
2015$3,065.21$222,929
2014$2,542.17$195,573
2013$0$187,071
2012$0$183,944
2011$0$195,002
2010$0$203,157
2009$0$223,287
2008$0$224,516
2007$0$217,759
2006$0$212,448
2005$0$206,260
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,542
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $595,000Rent Basis: Observed Comp Model ($3,951/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $298/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.71%

NOI: $28,038/yr

Cash-on-Cash Yield
-6.6%

On $136,850 invested

DSCR Ratio
0.76x

Negative debt coverage

5-Yr Leveraged ROI
+61.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$408/mo
Homeowner / Hazard Insurance-$298/mo
Vacancy Reserve (5% of rent)-$198/mo
Repairs & Maintenance (10% of rent)-$395/mo
Property Management (8% of rent)-$316/mo
Total Pure Operating Expenses-$1,615/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,951/mo
Less: Operating Expenses-$1,615/mo
Net Operating Income (NOI)+$2,336/mo
Less: Debt Service (30yr @ 6.75%)-$3,087/mo
Net Cash Flow
$-751/mo
$-9,010/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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