OFF_MARKETNeutral Deal2 days on market

12428 Sea Oaks Ln Unit 5

12428 Sea Oaks Ln Unit 5, Berlin, MD 21811, Berlin, MD 21811
$535,900
Zestimate®:$513,900

Listing Price

Property image 1
12428 Sea Oaks Ln Unit 5, Berlin, MD 21811
Loc: Berlin, MD
Days Listed
2
Tax Assessed
$427k
Zestimate®
$514k
Market Rate
Lot Size
2,325 sqft
Rent Estimate
$3,182/mo
Est. Cash Flow base
Type
townhouse

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Ocean City Elementary School

PK-4
1.7 mi away
10

Stephen Decatur Middle School

7-8
3.7 mi away
7

Stephen Decatur High School

9-12
3.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.24%
Total ROI
15.9%
Cash Flow
$-369/mo
DSCR
0.86
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-17Price change$520,000$218
2026-07-28Price change$525,000$220
2026-05-21Price change$530,000$222
2026-04-09Listed for sale$535,900$225
2023-02-28Sold$459,990$193
2023-01-23Pending sale$459,990$193
2022-10-31Listed for sale$459,990$193
2022-10-16Pending sale$459,990$193
2022-10-13Price change$459,990$193
2022-09-22Listed for sale$479,990$201
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
0
Baths
0
Sq Ft
2,664
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $535,900Rent Basis: Observed Comp Model ($3,182/mo)State Tax Benchmark: 1.09% (MD)Hazard Reserve: $156/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.27%

NOI: $22,879/yr

Cash-on-Cash Yield
-8.5%

On $123,257 invested

DSCR Ratio
0.69x

Negative debt coverage

5-Yr Leveraged ROI
+51.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.09% of basis)-$388/mo
Homeowner / Hazard Insurance-$156/mo
Vacancy Reserve (5% of rent)-$159/mo
Repairs & Maintenance (10% of rent)-$318/mo
Property Management (8% of rent)-$255/mo
Total Pure Operating Expenses-$1,275/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,182/mo
Less: Operating Expenses-$1,275/mo
Net Operating Income (NOI)+$1,907/mo
Less: Debt Service (30yr @ 6.75%)-$2,781/mo
Net Cash Flow
$-874/mo
$-10,489/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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