OFF_MARKETRisky Deal6 days on market

88 HOWELL Court

88 HOWELL Court, St. Augustine, FL 32092, Saint Augustine, FL 32092
$497,000
Zestimate®:$470,100

Listing Price

Property image 1
88 HOWELL Court, St. Augustine, FL 32092
Loc: Saint Augustine, FL
Days Listed
6
Tax Assessed
$431k
Zestimate®
$470k
Market Rate
Lot Size
6,098 sqft
Rent Estimate
$3,046/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Trout Creek Academy

K-8
1.6 mi away
7

Beachside High School

8-12
5.4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.80%
Total ROI
13.6%
Cash Flow
$-527/mo
DSCR
0.79
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-21Sold$470,000$232
2026-04-25Price change$485,000$239
2026-04-02Listed for sale$497,000$245
2024-12-30Sold$485,000$239
2024-12-05Listed for sale$500,000$247
2018-02-27Sold$316,500$156
2018-02-08Pending sale$323,470$160
2018-02-08Listed for sale$323,470$160

Tax History

YearProperty TaxTax Assessment
2025$8,702.21$431,337
2024$5,601.15$260,469
2023$5,487.62$252,883
2022$5,139.96$245,517
2021$5,040.34$238,366
2020$5,027.59$235,075
2019$5,085.79$229,790
2018$5,085.79$266,907
2017$3,017.78$55,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,027
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $497,000Rent Basis: Observed Comp Model ($3,046/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $249/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.21%

NOI: $20,930/yr

Cash-on-Cash Yield
-8.8%

On $114,310 invested

DSCR Ratio
0.68x

Negative debt coverage

5-Yr Leveraged ROI
+50.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$352/mo
Homeowner / Hazard Insurance-$249/mo
Vacancy Reserve (5% of rent)-$152/mo
Repairs & Maintenance (10% of rent)-$305/mo
Property Management (8% of rent)-$244/mo
Total Pure Operating Expenses-$1,302/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,046/mo
Less: Operating Expenses-$1,302/mo
Net Operating Income (NOI)+$1,744/mo
Less: Debt Service (30yr @ 6.75%)-$2,579/mo
Net Cash Flow
$-835/mo
$-10,016/year
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