1440 Kruger Dr
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
Nearby Schools
Educational options and performance ratings in the area.
Rose Avenue Elementary School
La Loma Junior High School
Thomas Downey High School
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
This property presents a challenging investment profile characterized by a significant negative monthly cash flow of $696.04. At a 4.29% rental yield, the income generated is insufficient to cover the debt service and operating expenses, effectively requiring the investor to subsidize the asset by over $8,300 annually. While the 3-bed, 2-bath configuration in Modesto offers stability in tenant demand and a reasonable 4% expected appreciation, the investment relies entirely on speculative equity growth rather than income. In a high-interest-rate environment, the lack of positive carry makes this asset a liability for cash-flow-focused portfolios and increases the risk of a forced sale during market downturns.
- • Standard 3/2 layout is highly liquid for both rental and resale markets
- • Reasonable square footage (1,672) for the price point in the California market
- • Consistent regional appreciation trend provides a long-term equity hedge
- • Significant negative cash flow creates a persistent drain on liquidity
- • Rental yield is below the risk-free rate and current mortgage rates
- • Heavily reliant on price appreciation to reach a break-even internal rate of return
- • Limited margin of safety for maintenance, vacancies, or management fees
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-04-02 | Listed for sale | $470,000 | $281 |
| 2018-08-21 | Sold | $320,000 | $191 |
| 2018-07-24 | Pending sale | $328,000 | $196 |
| 2018-07-09 | Listed for sale | $328,000 | $196 |
| 1998-10-14 | Sold | $118,000 | $71 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $4,174.32 | $356,961 |
| 2024 | $3,987.34 | $349,963 |
| 2023 | $3,928.72 | $343,102 |
| 2022 | $3,833.28 | $336,375 |
| 2021 | $3,605.6 | $329,780 |
| 2020 | $3,676.4 | $326,400 |
| 2019 | $3,591.5 | $320,000 |
| 2018 | $1,695.44 | $162,573 |
| 2017 | $1,653.48 | $159,386 |
| 2016 | $1,620.32 | $156,262 |
| 2015 | $1,571.14 | $153,915 |
| 2014 | $1,571.14 | $150,901 |
| 2012 | $0 | $144,389 |
| 2011 | $0 | $144,389 |
| 2010 | $0 | $143,310 |
| 2009 | $0 | $143,649 |
| 2008 | $0 | $140,833 |
| 2007 | $0 | $138,072 |
| 2006 | $0 | $135,365 |
| 2005 | $0 | $132,712 |
| 2004 | $1,314.58 | $130,111 |
| 2003 | $1,301.68 | $127,727 |
| 2002 | $0 | $125,222 |
| 2001 | $1,251.44 | $122,767 |
| 2000 | $1,257.38 | $120,360 |
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $16,448/yr
On $108,100 invested
Negative debt coverage
Equity + cumulative cash
Monthly Cash Flow Breakdown
Similar Properties Nearby
Explore other investment opportunities in Modesto.