OFF_MARKETRisky Deal0 days on market

4132 Ruth Ave

4132 Ruth Ave, Modesto, CA 95355, Modesto, CA 95355
$550,000
Zestimate®:$551,300$1,300 Under Market

Listing Price

Property image 1
4132 Ruth Ave, Modesto, CA 95355
Loc: Modesto, CA
Days Listed
0
Tax Assessed
$188k
Zestimate®
$551k
0% Under Valued
Lot Size
7,701 sqft
Rent Estimate
$2,060/mo
Est. Cash Flow base
Type
multi family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

3

Alice N. Stroud Elementary School

K-6
0.6 mi away
6

Norman N. Glick Middle School

7-8
1.3 mi away
3

Peter Johansen High School

9-12
0.9 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.55%
Total ROI
7.4%
Cash Flow
$-1,156/mo
DSCR
0.58
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-05-11Sold$545,000$299
2026-04-12Pending sale$550,000$302
2026-04-03Listed for sale$550,000$302

Tax History

YearProperty TaxTax Assessment
2026$0$188,051
2025$1,993.18$184,365
2024$1,956.64$180,751
2023$2,113.32$177,208
2022$1,974.76$173,735
2021$1,992.54$170,330
2020$1,964.06$168,585
2019$1,927.76$165,280
2018$1,898.04$162,040
2017$1,855.12$158,864
2016$1,817.88$155,750
2015$1,758.08$153,411
2014$1,758.08$150,406
2012$0$143,916
2011$0$143,916
2010$0$142,841
2009$0$143,180
2008$0$140,374
2007$0$137,622
2006$0$134,925
2005$0$132,280
2004$1,465.08$129,687
2003$1,440.9$127,311
2002$0$124,815
2001$1,386.42$122,368
2000$1,357.54$119,969
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
4
Sq Ft
1,824
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $550,000Rent Basis: Observed Comp Model ($2,060/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $275/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.60%

NOI: $14,324/yr

Cash-on-Cash Yield
-15.7%

On $126,500 invested

DSCR Ratio
0.42x

Negative debt coverage

5-Yr Leveraged ROI
+15.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$118/mo
Homeowner / Hazard Insurance-$275/mo
Vacancy Reserve (5% of rent)-$103/mo
Repairs & Maintenance (10% of rent)-$206/mo
Property Management (8% of rent)-$165/mo
Total Pure Operating Expenses-$866/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,060/mo
Less: Operating Expenses-$866/mo
Net Operating Income (NOI)+$1,194/mo
Less: Debt Service (30yr @ 6.75%)-$2,854/mo
Net Cash Flow
$-1,660/mo
$-19,922/year
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