5164 Patti Jo Dr
More Than Just a Property
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Nearby Schools
Educational options and performance ratings in the area.
Charles Peck Elementary School
Will Rogers Middle School
Del Campo High School
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
5164 Patti Jo Dr in Carmichael presents a challenging investment profile for a conservative analyst. While the 3-bed, 2-bath configuration is highly desirable for suburban families and the location is stable, the negative monthly cash flow of -$487.35 is a significant deterrent. This deficit requires the investor to subsidize the mortgage out-of-pocket, shifting the strategy from a fundamental income play to a speculative appreciation play. In the current interest rate environment, a 4.9% rental yield fails to cover debt service and operating expenses. Without a substantial down payment or a significant value-add strategy to force appreciation or increase rents, this property remains a liquidity drain rather than a wealth-generating asset.
- • High demand for 3/2 single-family configurations in Sacramento suburbs
- • Stable residential neighborhood with long-term appreciation potential
- • Competitive price point for the square footage
- • Negative monthly cash flow creates an immediate monthly liability
- • Rental yield is below the current cost of capital and inflation-adjusted benchmarks
- • Investment success is overly dependent on the 4% appreciation projection
- • Limited margin for error regarding unexpected maintenance or vacancy
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-04-01 | Listed for sale | $499,900 | $290 |
| 2020-06-17 | Sold | $419,070 | $244 |
| 2020-06-03 | Pending sale | $395,000 | $230 |
| 2020-05-29 | Listed for sale | $395,000 | $230 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $5,469.62 | $458,781 |
| 2024 | $5,352.58 | $449,786 |
| 2023 | $5,266.22 | $440,968 |
| 2022 | $5,159.44 | $432,322 |
| 2021 | $5,072.32 | $423,846 |
| 2020 | $1,104.68 | $97,692 |
| 2019 | $1,081.02 | $95,777 |
| 2018 | $1,067.04 | $93,900 |
| 2017 | $1,055.04 | $92,060 |
| 2016 | $984.5 | $90,256 |
| 2015 | $990.12 | $88,901 |
| 2014 | $990.12 | $87,175 |
| 2013 | $0 | $86,782 |
| 2012 | $0 | $85,082 |
| 2011 | $0 | $83,415 |
| 2010 | $0 | $82,793 |
| 2008 | $0 | $81,365 |
| 2007 | $0 | $79,771 |
| 2006 | $0 | $78,208 |
| 2005 | $0 | $76,676 |
| 2004 | $0 | $75,173 |
| 2003 | $0 | $73,796 |
| 2002 | $0 | $72,350 |
| 2001 | $0 | $70,932 |
| 2000 | $0 | $69,542 |
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $20,244/yr
On $114,977 invested
Negative debt coverage
Equity + cumulative cash
Monthly Cash Flow Breakdown
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