OFF_MARKETRisky Deal4 days on market

3220 Jonathan Ln

3220 Jonathan Ln, Modesto, CA 95355, Modesto, CA 95355
$499,000
Zestimate®:$528,000$29,000 Under Market

Listing Price

Property image 1
3220 Jonathan Ln, Modesto, CA 95355
Loc: Modesto, CA
Days Listed
4
Tax Assessed
$425k
Zestimate®
$528k
5% Under Valued
Lot Size
6,007 sqft
Rent Estimate
$2,449/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

4

Freedom Elementary School

K-5
0.5 mi away
5

Daniel J. Savage Middle School

6-8
0.3 mi away
7

James C. Enochs High School

9-12
1.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.02%
Total ROI
9.8%
Cash Flow
$-852/mo
DSCR
0.66
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-05-04Sold$525,000$307
2026-04-04Pending sale$499,000$292
2026-03-27Listed for sale$499,000$292
2023-05-03Listing removed$0
2023-03-28Price change$529,000$309
2023-03-14Price change$534,000$312
2023-02-23Listed for sale$539,000$315
2018-04-05Listing removed$359,900$210
2018-04-03Pending sale$359,900$210
2018-04-02Sold$360,000$210
2018-01-29Listed for sale$359,900$210

Tax History

YearProperty TaxTax Assessment
2026$0$425,201
2025$5,025.76$416,865
2024$4,911.56$408,693
2023$4,825.52$400,680
2022$4,630.18$392,824
2021$4,509.4$385,122
2020$4,417.64$381,174
2019$4,443.98$367,200
2018$3,080.06$249,882
2017$2,940.12$244,983
2016$2,883$240,180
2015$2,817.68$236,574
2014$2,817.68$231,941
2012$0$181,500
2011$0$181,500
2010$0$208,500
2009$0$197,000
2008$0$216,467
2007$0$212,224
2006$0$208,064
2005$0$203,985
2004$2,388.02$199,987
2003$2,337.62$196,323
2002$0$192,474
2001$2,239.64$188,700
2000$1,134.42$73,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,711
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $499,000Rent Basis: Observed Comp Model ($2,449/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $250/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.29%

NOI: $16,440/yr

Cash-on-Cash Yield
-12.7%

On $114,770 invested

DSCR Ratio
0.53x

Negative debt coverage

5-Yr Leveraged ROI
+30.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$266/mo
Homeowner / Hazard Insurance-$250/mo
Vacancy Reserve (5% of rent)-$122/mo
Repairs & Maintenance (10% of rent)-$245/mo
Property Management (8% of rent)-$196/mo
Total Pure Operating Expenses-$1,079/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,449/mo
Less: Operating Expenses-$1,079/mo
Net Operating Income (NOI)+$1,370/mo
Less: Debt Service (30yr @ 6.75%)-$2,589/mo
Net Cash Flow
$-1,219/mo
$-14,631/year
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3220 Jonathan Ln | Modesto, CA | Haven AI Analysis | Haven by ScoutHavens