OFF_MARKETRisky Deal74 days on market

144 Chong St

144 Chong St, Hilo, HI 96720, Hilo, HI 96720
$649,000
Zestimate®:$617,100

Listing Price

Property image 1
144 Chong St, Hilo, HI 96720
Loc: Hilo, HI
Days Listed
74
Tax Assessed
$355k
Zestimate®
$617k
Market Rate
Lot Size
0.30 acres
Rent Estimate
$2,332/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Kaumana Elementary School

PK-6
1.1 mi away
8

Hilo Intermediate School

7-8
2.4 mi away
6

Hilo High School

9-12
2.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.17%
Total ROI
5.5%
Cash Flow
$-1,570/mo
DSCR
0.52
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-24Contingent$639,000$629
2026-04-08Price change$639,000$629
2026-03-18Price change$649,000$639
2026-02-04Listed for sale$659,000$649
2026-01-17Contingent$659,000$649
2026-01-05Price change$659,000$649
2025-07-22Price change$675,000$664
2025-06-16Listed for sale$699,000$688

Tax History

YearProperty TaxTax Assessment
2025$3,944.94$355,400
2024$3,856.14$347,400
2023$3,156.84$284,400
2022$3,099.12$279,200
2021$2,669.55$240,500
2020$200$124,600
2019$200$121,000
2018$200$117,500
2017$100$114,100
2016$75$110,800
2015$75$107,600
2014$75$104,500
2008$0$87,500
2007$0$84,900
2006$0$82,400
2005$0$80,000
2004$0$77,600
2003$0$75,100
1999$0$73,400
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,016
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $649,000Rent Basis: Observed Comp Model ($2,332/mo)State Tax Benchmark: 0.28% (HI)Hazard Reserve: $189/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.82%

NOI: $18,285/yr

Cash-on-Cash Yield
-14.8%

On $149,270 invested

DSCR Ratio
0.45x

Negative debt coverage

5-Yr Leveraged ROI
+20.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.28% of basis)-$83/mo
Homeowner / Hazard Insurance-$189/mo
Vacancy Reserve (5% of rent)-$117/mo
Repairs & Maintenance (10% of rent)-$233/mo
Property Management (8% of rent)-$187/mo
Total Pure Operating Expenses-$808/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,332/mo
Less: Operating Expenses-$808/mo
Net Operating Income (NOI)+$1,524/mo
Less: Debt Service (30yr @ 6.75%)-$3,368/mo
Net Cash Flow
$-1,844/mo
$-22,126/year
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