OFF_MARKETRisky Deal2 days on market

98 Kaiwiki Rd

98 Kaiwiki Rd, Hilo, HI 96720, Hilo, HI 96720
$674,000
Zestimate®:$636,200

Listing Price

Property image 1
98 Kaiwiki Rd, Hilo, HI 96720
Loc: Hilo, HI
Days Listed
2
Tax Assessed
$364k
Zestimate®
$636k
Market Rate
Lot Size
0.66 acres
Rent Estimate
$1,953/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Haaheo Elementary School

PK-6
0.4 mi away
8

Hilo Intermediate School

7-8
1.3 mi away
6

Hilo High School

9-12
1.3 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.44%
Total ROI
6.8%
Cash Flow
$-1,478/mo
DSCR
0.57
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-19Listing removed$674,000$613
2026-05-12Price change$674,000$613
2026-03-18Listed for sale$699,000$636
2020-08-24Sold$320,000$291
2020-07-08Pending sale$320,000$291
2020-07-03Listed for sale$320,000$291
1999-12-23Sold$25,000$23

Tax History

YearProperty TaxTax Assessment
2025$4,040.4$364,000
2024$3,865.02$348,200
2023$3,625.26$326,600
2022$3,625.26$326,600
2021$3,153.51$284,100
2020$260.15$177,900
2019$234.93$172,700
2018$200$167,700
2017$162.98$162,800
2016$100$158,100
2015$100$153,500
2014$100$149,000
2013$0$144,700
2012$0$140,500
2011$0$136,400
2010$0$132,400
2009$0$128,500
2008$0$124,800
2007$0$121,200
2006$0$117,700
2005$0$114,200
2004$0$110,900
2003$0$105,200
2002$212.5$700
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
1
Baths
2
Sq Ft
1,099
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $674,000Rent Basis: Observed Comp Model ($1,953/mo)State Tax Benchmark: 0.28% (HI)Hazard Reserve: $197/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.18%

NOI: $14,663/yr

Cash-on-Cash Yield
-17.6%

On $155,020 invested

DSCR Ratio
0.35x

Negative debt coverage

5-Yr Leveraged ROI
+6.1%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.28% of basis)-$85/mo
Homeowner / Hazard Insurance-$197/mo
Vacancy Reserve (5% of rent)-$98/mo
Repairs & Maintenance (10% of rent)-$195/mo
Property Management (8% of rent)-$156/mo
Total Pure Operating Expenses-$731/mo
Net Investor Cash Flow
Gross Scheduled Rent+$1,953/mo
Less: Operating Expenses-$731/mo
Net Operating Income (NOI)+$1,222/mo
Less: Debt Service (30yr @ 6.75%)-$3,497/mo
Net Cash Flow
$-2,275/mo
$-27,304/year
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