655 Robert Ave
More Than Just a Property
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Nearby Schools
Educational options and performance ratings in the area.
Hilltop Drive Elementary School
Hilltop Middle School
Hilltop Senior High School
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
This property presents a challenging profile for a conservative investor. While Chula Vista is a desirable San Diego submarket, the acquisition price of $825,000 against current rental yields creates a severe monthly deficit of approximately $1,132. This negative cash flow, often referred to as an 'alligator' asset, forces the investor to subsidize the property out-of-pocket. Relying exclusively on a 4% appreciation rate to offset these losses is speculative, especially in a high-interest-rate environment where the cost of capital exceeds the rental yield. Without a significant down payment or value-add opportunity, the immediate liquidity drain makes this a high-risk acquisition.
- • High demand for 3-bedroom, 2-bathroom configurations in the San Diego metro area
- • Stable historical appreciation within the Chula Vista submarket
- • Asset class (Single Family) typically offers higher liquidity and easier exit strategies
- • Significant negative monthly cash flow of -$1,131.97 creates immediate liquidity pressure
- • Rental yield of 4.42% is below current risk-free rates and financing costs
- • Investment relies entirely on appreciation rather than operational fundamentals
- • High entry price point limits the margin for error in a market correction
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-04-03 | Pending sale | $825,000 | $608 |
| 2026-03-17 | Listed for sale | $825,000 | $608 |
| 2026-02-05 | Listing removed | $835,000 | $615 |
| 2025-12-30 | Listed for sale | $835,000 | $615 |
| 2016-04-04 | Sold | $455,000 | $335 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $9,954.08 | $538,618 |
| 2024 | $8,739.02 | $528,058 |
| 2023 | $11,100.02 | $517,705 |
| 2022 | $7,944.22 | $507,555 |
| 2021 | $5,727.74 | $497,604 |
| 2020 | $5,590.02 | $492,503 |
| 2019 | $5,411.98 | $482,847 |
| 2018 | $5,504.58 | $473,380 |
| 2017 | $5,261.44 | $464,099 |
| 2016 | $742.7 | $62,795 |
| 2015 | $732.54 | $61,853 |
| 2014 | $721.5 | $60,642 |
| 2013 | $0 | $60,369 |
| 2012 | $0 | $59,186 |
| 2011 | $0 | $58,027 |
| 2010 | $0 | $57,594 |
| 2009 | $0 | $57,732 |
| 2008 | $0 | $56,601 |
| 2007 | $0 | $55,492 |
| 2006 | $0 | $54,405 |
| 2005 | $0 | $53,339 |
| 2004 | $0 | $52,294 |
| 2003 | $0 | $51,337 |
| 2002 | $0 | $50,331 |
| 2001 | $0 | $49,345 |
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $28,768/yr
On $189,750 invested
Negative debt coverage
Equity + cumulative cash
Monthly Cash Flow Breakdown
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