OFF_MARKETExcellent Deal39 days on market

20620 N 5TH Drive

20620 N 5TH Drive, Phoenix, AZ 85027, Phoenix, AZ 85027
$440,000
Zestimate®:$444,100$4,100 Under Market

Listing Price

Property image 1
20620 N 5TH Drive, Phoenix, AZ 85027
Loc: Phoenix, AZ
Days Listed
39
Tax Assessed
$295k
Zestimate®
$444k
1% Under Valued
Lot Size
9,456 sqft
Rent Estimate
$2,071/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Esperanza Elementary School

PK-6
0.3 mi away
4

Deer Valley Middle School

7-8
2.2 mi away
5

Barry Goldwater High School

7-12
2.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.56%
Total ROI
27.5%
Cash Flow
$548/mo
DSCR
1.25
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-14Sold$440,000$382
2026-03-11Price change$440,000$382
2026-02-26Price change$450,000$391
2026-02-07Listed for sale$460,000$399
2026-01-09Sold$310,000$269
2025-12-30Pending sale$350,000$304
2025-12-27Listed for sale$350,000$304
2003-11-24Sold$127,000$110
1997-06-27Sold$85,000$74

Tax History

YearProperty TaxTax Assessment
2025$1,052.48$29,500
2024$1,042.4$30,220
2023$1,025.76$11,212
2022$1,007.18$19,060
2021$1,032.62$17,200
2020$1,000.92$16,270
2019$966.12$14,770
2018$966.12$13,620
2017$932.84$12,260
2016$785.7$11,230
2015$762.28$9,960
2014$0$7,500
2013$0$6,570
2012$0$7,880
2011$0$8,410
2010$0$12,200
2009$0$14,810
2008$0$16,750
2007$0$15,250
2006$0$10,100
2005$0$10,100
2004$0$8,800
2003$0$8,800
2002$0$7,550
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,152
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $440,000Rent Basis: Observed Comp Model ($2,071/mo)State Tax Benchmark: 0.62% (AZ)Hazard Reserve: $128/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.58%

NOI: $15,771/yr

Cash-on-Cash Yield
-11.5%

On $101,200 invested

DSCR Ratio
0.58x

Negative debt coverage

5-Yr Leveraged ROI
+36.8%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.62% of basis)-$152/mo
Homeowner / Hazard Insurance-$128/mo
Vacancy Reserve (5% of rent)-$104/mo
Repairs & Maintenance (10% of rent)-$207/mo
Property Management (8% of rent)-$166/mo
Total Pure Operating Expenses-$757/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,071/mo
Less: Operating Expenses-$757/mo
Net Operating Income (NOI)+$1,314/mo
Less: Debt Service (30yr @ 6.75%)-$2,283/mo
Net Cash Flow
$-969/mo
$-11,626/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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