OFF_MARKETExcellent Deal5 days on market

745 W KINGS COLLEGE Drive

745 W KINGS COLLEGE Drive, St. Johns, FL 32259, Saint Johns, FL 32259
$679,900
Zestimate®:$676,200

Listing Price

Property image 1
745 W KINGS COLLEGE Drive, St. Johns, FL 32259
Loc: Saint Johns, FL
Days Listed
5
Tax Assessed
$563k
Zestimate®
$676k
Market Rate
Lot Size
10,454 sqft
Rent Estimate
$4,113/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

FREEDOM CROSSING ACADEMY

K-8
0.6 mi away
7

Bartram Trail High School

8-12
3.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Good
Confidence Score: 7.4/10
Strong rental demand expected in this area (98% occupancy rate).
Turnkey property requiring minimal initial CapEx.
Cap Rate
7.50%
Total ROI
27.2%
Cash Flow
$813/mo
DSCR
1.24
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Data provided by Haven AI. Disclaimer

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Haven AI

This asset presents a compelling opportunity in the high-growth Saint Johns market, characterized by top-tier school districts and strong demographic demand. A 7.5% gross yield is notably high for a premium 5-bedroom residence in this zip code, where luxury yields typically compress below 6%. While the 4% appreciation forecast is stable, a conservative analysis must account for Florida's escalating property insurance premiums and substantial property taxes, including potential CDD fees. The large square footage attracts long-term family tenants, reducing turnover risk, though investors should prepare for higher CapEx reserves given the scale of the mechanical systems and roof surface.

Strengths
  • Exceptional gross rental yield for the luxury single-family segment
  • Prime location within a top-rated Florida school district
  • Strong historical and projected appreciation at 4% annually
  • Competitive price-per-square-foot relative to regional new construction
  • High desirability for long-term family occupants
Considerations
  • Significant exposure to rising Florida homeowners insurance rates
  • High property tax burden typical of St. Johns County
  • Increased maintenance and utility costs for a 3,400+ sqft structure
  • Potential for CDD (Community Development District) fees to impact net cash flow
  • Smaller pool of qualified renters at premium price points
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-27Sold$673,000$196
2026-04-16Pending sale$679,900$198
2026-03-14Listed for sale$679,900$198
2014-09-30Listing removed$299,990$87
2014-08-19Listed for sale$299,990$87
2014-02-14Sold$299,990$87
2013-11-27Price change$299,990$87
2013-11-13Price change$312,990$91
2013-10-26Price change$314,990$92
2013-10-10Price change$316,990$92
2013-09-10Price change$319,990$93
2013-08-28Price change$303,990$89
2013-08-01Price change$304,990$89
2013-05-05Price change$314,990$92
2013-04-16Listed for sale$313,990$92

Tax History

YearProperty TaxTax Assessment
2025$8,125.57$393,785
2024$7,356.94$382,687
2023$7,269.32$371,541
2022$7,094.73$360,719
2021$6,517.22$310,987
2020$6,453.16$306,693
2019$7,505.39$310,405
2018$7,505.39$294,930
2017$6,943.21$275,641
2016$6,943.21$267,779
2015$6,954.49$259,132
2014$6,778.62$248,592
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
4
Sq Ft
3,431
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $679,900Rent Basis: Observed Comp Model ($4,113/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $340/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.18%

NOI: $28,403/yr

Cash-on-Cash Yield
-8.9%

On $156,377 invested

DSCR Ratio
0.67x

Negative debt coverage

5-Yr Leveraged ROI
+49.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$460/mo
Homeowner / Hazard Insurance-$340/mo
Vacancy Reserve (5% of rent)-$206/mo
Repairs & Maintenance (10% of rent)-$411/mo
Property Management (8% of rent)-$329/mo
Total Pure Operating Expenses-$1,746/mo
Net Investor Cash Flow
Gross Scheduled Rent+$4,113/mo
Less: Operating Expenses-$1,746/mo
Net Operating Income (NOI)+$2,367/mo
Less: Debt Service (30yr @ 6.75%)-$3,528/mo
Net Cash Flow
$-1,161/mo
$-13,931/year
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