OFF_MARKETRisky Deal6 days on market

4085 LONICERA Loop

4085 LONICERA Loop, St. Johns, FL 32259, Saint Johns, FL 32259
$599,000
Zestimate®:$605,700$6,700 Under Market

Listing Price

Property image 1
4085 LONICERA Loop, St. Johns, FL 32259
Loc: Saint Johns, FL
Days Listed
6
Tax Assessed
$508k
Zestimate®
$606k
1% Under Valued
Lot Size
0.27 acres
Rent Estimate
$3,668/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Durbin Creek Elementary School

PK-5
0.6 mi away
10

Fruit Cove Middle School

6-8
1 mi away
9

Creekside High School

8-12
1.7 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
4.55%
Total ROI
12.4%
Cash Flow
$-757/mo
DSCR
0.75
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-30Sold$603,000$205
2026-03-14Listed for sale$599,000$204
2020-12-29Listing removed$2,400$1
2020-11-10Listed for rent$2,400$1
2019-11-07Listing removed$2,325$1
2019-09-10Listed for rent$2,325$1
2019-02-21Listing removed$2,300$1
2018-06-07Listed for rent$2,300$1
2017-07-15Listing removed$2,300$1
2017-06-05Listed for rent$2,300$1
2016-10-14Listing removed$2,290$1
2016-06-29Listing removed$2,295$1
2015-07-31Listing removed$2,275$1
2015-06-06Listing removed$375,000$128
2015-06-04Listed for sale$375,000$128
2015-06-03Listed for rent$2,275$1
2014-07-05Listing removed$2,200$1
2014-06-12Price change$2,200$1
2014-05-06Listed for rent$2,300$1
2013-01-08Listing removed$2,200$1
2012-12-06Listed for rent$2,200$1
2005-01-14Sold$381,900$130

Tax History

YearProperty TaxTax Assessment
2025$8,667.9$508,421
2024$7,888.55$498,365
2023$7,619.7$496,828
2022$6,665.41$465,805
2021$5,638.52$349,807
2020$5,343.6$323,562
2019$5,580.75$325,611
2018$5,580.75$306,981
2017$5,273.05$299,637
2016$5,273.05$280,793
2015$5,118.76$271,092
2014$4,847.12$252,709
2013$0$243,123
2012$0$242,473
2011$0$248,324
2010$0$247,624
2009$0$274,196
2008$0$310,491
2007$0$336,933
2006$0$323,890
2005$0$282,240
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
4
Sq Ft
2,935
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $599,000Rent Basis: Observed Comp Model ($3,668/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $300/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.23%

NOI: $25,310/yr

Cash-on-Cash Yield
-8.7%

On $137,770 invested

DSCR Ratio
0.68x

Negative debt coverage

5-Yr Leveraged ROI
+50.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$415/mo
Homeowner / Hazard Insurance-$300/mo
Vacancy Reserve (5% of rent)-$183/mo
Repairs & Maintenance (10% of rent)-$367/mo
Property Management (8% of rent)-$293/mo
Total Pure Operating Expenses-$1,559/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,668/mo
Less: Operating Expenses-$1,559/mo
Net Operating Income (NOI)+$2,109/mo
Less: Debt Service (30yr @ 6.75%)-$3,108/mo
Net Cash Flow
$-999/mo
$-11,987/year
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