OFF_MARKETRisky Deal192 days on market

4809 Orchard St

4809 Orchard St, Harrisburg, PA 17109, Harrisburg, PA 17109
$295,900
Zestimate®:$292,100

Listing Price

Property image 1
4809 Orchard St, Harrisburg, PA 17109
Loc: Harrisburg, PA
Days Listed
192
Tax Assessed
$90k
Zestimate®
$292k
Market Rate
Lot Size
6,534 sqft
Rent Estimate
$2,033/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

North Side El School

K-5
0.4 mi away
5

Linglestown Middle School

6-8
2.5 mi away
5

Central Dauphin Senior High School

9-12
4 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
5.46%
Total ROI
77.6%
Cash Flow
$-189/mo
DSCR
0.88
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-13Sold$290,000$195
2026-03-24Pending sale$295,900$199
2026-02-11Listed for sale$295,900$199
2026-02-04Contingent$295,900$199
2026-01-27Listed for sale$295,900$199
2025-12-06Listing removed$299,900$202
2025-10-07Price change$299,900$202
2025-09-16Price change$317,000$213
2025-09-05Listed for sale$327,000$220
2025-03-12Sold$200,000$135
2025-02-25Pending sale$194,900$131

Tax History

YearProperty TaxTax Assessment
2026$2,763.49$90,100
2025$2,615.14$90,100
2023$2,425.62$90,100
2022$2,425.62$90,100
2021$2,409.85$90,100
2020$836.36$90,100
2019$826.77$90,100
2018$2,319.47$90,100
2017$0$90,100
2016$0$90,100
2015$0$90,100
2014$0$90,100
2013$0$90,100
2012$0$90,100
2011$0$90,100
2010$0$90,100
2008$0$90,100
2007$0$90,100
2006$0$90,100
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
2
Sq Ft
1,485
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $295,900Rent Basis: Observed Comp Model ($2,033/mo)State Tax Benchmark: 1.58% (PA)Hazard Reserve: $100/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.46%

NOI: $16,161/yr

Cash-on-Cash Yield
-3.3%

On $68,057 invested

DSCR Ratio
0.88x

Negative debt coverage

5-Yr Leveraged ROI
+77.6%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (1.58% of basis)-$119/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$102/mo
Repairs & Maintenance (10% of rent)-$203/mo
Property Management (8% of rent)-$163/mo
Total Pure Operating Expenses-$686/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,033/mo
Less: Operating Expenses-$686/mo
Net Operating Income (NOI)+$1,347/mo
Less: Debt Service (30yr @ 6.75%)-$1,535/mo
Net Cash Flow
$-189/mo
$-2,263/year
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4809 Orchard St | Harrisburg, PA | Haven AI Analysis | Haven by ScoutHavens