OFF_MARKETRisky Deal6 days on market

20120 Shady Hill Ln

20120 Shady Hill Ln, Tampa, FL 33647, Tampa, FL 33647
$1,079,000
Zestimate®:$819,800

Listing Price

Property image 1
20120 Shady Hill Ln, Tampa, FL 33647
Loc: Tampa, FL
Days Listed
6
Tax Assessed
$773k
Zestimate®
$820k
Market Rate
Lot Size
0.30 acres
Rent Estimate
$3,910/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Turner Elementary School

PK-8
1.5 mi away
3

Wharton High School

9-12
1 mi away
Haven Underwritten Market·Prime (>= 1.25x)

Tampa, FL Investment Analysis (2026)

Cap Rate Range: 5.8% - 6.9% · Median Rent: $2,600/mo · Effective Tax: 0.91%

Open Tampa Market Underwrite

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
2.77%
Total ROI
3.5%
Cash Flow
$-2,965/mo
DSCR
0.46
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-07-27Sold$820,000$206
2026-07-08Contingent$899,900$227
2026-06-22Pending sale$899,900$227
2026-05-31Price change$899,900$227
2026-05-18Price change$975,000$245
2026-05-07Price change$999,000$251
2026-05-04Price change$1,024,999$258
2026-04-25Price change$1,049,900$264
2026-03-10Listed for sale$1,079,000$272
2014-06-25Sold$455,000$115
2014-05-13Listed for sale$459,900$116
2013-07-09Listing removed$479,900$121
2013-01-26Price change$479,900$121
2013-01-11Listed for sale$495,000$125
2006-04-28Sold$463,600$117

Tax History

YearProperty TaxTax Assessment
2025$10,942.05$496,051
2024$10,272.47$482,071
2023$10,029.24$468,030
2022$9,585.29$446,784
2021$9,470.24$433,771
2020$9,343.38$427,782
2019$9,168.23$418,164
2018$9,168.23$410,367
2017$9,125.68$430,522
2016$9,034.08$393,660
2015$8,821$390,924
2014$7,214.97$390,684
2013$7,214.97$302,137
2012$7,353.89$297,087
2011$7,812.03$317,781
2010$8,598.49$356,531
2009$8,861.86$367,231
2008$10,845.8$440,978
2007$11,456.1$484,875
2006$4,326.85$116,134
2005$2,145.61$17,420
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
3
Sq Ft
3,973
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $1,079,000Rent Basis: Observed Comp Model ($3,910/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $540/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
2.05%

NOI: $22,068/yr

Cash-on-Cash Yield
-18.2%

On $248,170 invested

DSCR Ratio
0.33x

Negative debt coverage

5-Yr Leveraged ROI
+3.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$632/mo
Homeowner / Hazard Insurance-$540/mo
Vacancy Reserve (5% of rent)-$196/mo
Repairs & Maintenance (10% of rent)-$391/mo
Property Management (8% of rent)-$313/mo
Total Pure Operating Expenses-$2,071/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,910/mo
Less: Operating Expenses-$2,071/mo
Net Operating Income (NOI)+$1,839/mo
Less: Debt Service (30yr @ 6.75%)-$5,599/mo
Net Cash Flow
$-3,760/mo
$-45,116/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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