OFF_MARKETNeutral Deal4 days on market

3435 Plata St

3435 Plata St, Los Angeles, CA 90026, Los Angeles, CA 90026
$759,000
Zestimate®:$907,300$148,300 Under Market

Listing Price

Property image 1
3435 Plata St, Los Angeles, CA 90026
Loc: Los Angeles, CA
Days Listed
4
Tax Assessed
$32k
Zestimate®
$907k
16% Under Valued
Lot Size
4,678 sqft
Rent Estimate
$3,914/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

6

Dayton Heights Elementary School

K-5
0.4 mi away
6

Thomas Starr King Middle School

6-8
1.2 mi away
8

John Marshall Senior High School

9-12
2.1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Risky
Confidence Score: 5.2/10
Exercise caution due to potential market volatility.
Cap Rate
5.61%
Total ROI
17.7%
Cash Flow
$-289/mo
DSCR
0.92
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Data provided by Haven AI. Disclaimer

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Haven AI

The property at 3435 Plata St reflects a high-barrier-to-entry Los Angeles market. While the 5.61% gross yield is statistically high for the Echo Park/Silver Lake periphery, a conservative analysis reveals a capitalization rate likely falling below 3% once property taxes, insurance, and maintenance are factored. With current interest rates near 7%, the property will experience significant negative cash flow if financed with a standard 20% down payment. The 2-bed, 1-bath configuration limits the rental ceiling and appeals to a narrower tenant demographic. This investment relies almost entirely on the projected 4% annual appreciation to offset monthly operating deficits, making it a speculative equity play rather than a stable income asset.

Strengths
  • Competitive gross rental yield for the Los Angeles metropolitan area
  • Consistent 4% expected appreciation in a supply-constrained market
  • Strategic location with proximity to high-demand employment centers
  • Single-family status allows for future ADU development potential
Considerations
  • Negative monthly cash flow under standard financing conditions
  • High price-per-square-foot valuation exceeding $795
  • Minimal one-bathroom layout reduces marketability to families or roommates
  • Significant exposure to California's restrictive rent control and tenant protections
  • Limited NOI after accounting for high CA property taxes and maintenance
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-13Sold$910,000$955
2026-03-25Pending sale$759,000$796
2026-03-09Listed for sale$759,000$796

Tax History

YearProperty TaxTax Assessment
2026$0$31,682
2025$616.11$31,067
2024$596.84$30,459
2023$589.59$29,863
2022$567.48$29,278
2021$557.28$28,705
2020$558.27$28,411
2019$558.27$27,854
2018$489.61$27,309
2017$489.61$26,775
2016$478.7$26,251
2015$459.61$25,857
2014$466.27$25,351
2012$0$24,744
2011$0$24,260
2010$0$24,080
2009$0$352,000
2008$0$23,666
2007$0$23,203
2006$0$22,749
2005$0$22,749
2004$0$21,868
2003$0$21,468
2002$0$21,048
2000$0$20,233
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
2
Baths
1
Sq Ft
953
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $759,000Rent Basis: Observed Comp Model ($3,914/mo)State Tax Benchmark: 0.75% (CA)Hazard Reserve: $380/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
4.13%

NOI: $31,368/yr

Cash-on-Cash Yield
-9.1%

On $174,570 invested

DSCR Ratio
0.66x

Negative debt coverage

5-Yr Leveraged ROI
+48.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.75% of basis)-$20/mo
Homeowner / Hazard Insurance-$380/mo
Vacancy Reserve (5% of rent)-$196/mo
Repairs & Maintenance (10% of rent)-$391/mo
Property Management (8% of rent)-$313/mo
Total Pure Operating Expenses-$1,300/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,914/mo
Less: Operating Expenses-$1,300/mo
Net Operating Income (NOI)+$2,614/mo
Less: Debt Service (30yr @ 6.75%)-$3,938/mo
Net Cash Flow
$-1,324/mo
$-15,892/year
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