FOR_SALERisky Deal8 days on market

3730 Preserve Bay Blvd

3730 Preserve Bay Blvd, Panama City Beach, FL 32408, Panama City Beach, FL 32408
$8,475,000
Zestimate®:$8,252,900

Listing Price

Property image 1
3730 Preserve Bay Blvd, Panama City Beach, FL 32408
Loc: Panama City Beach, FL
Days Listed
8
Tax Assessed
$2716k
Zestimate®
$8253k
Market Rate
Lot Size
3.00 acres
Rent Estimate
$3,940/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

9

Patronis Elementary School

K-5
2.8 mi away
7

Surfside Middle School

PK-12
8.7 mi away
4

J.R. Arnold High School

9-12
6.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
0.10%
Total ROI
-9.8%
Cash Flow
$-42,124/mo
DSCR
0.02
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-06-20Price change$8,475,000$895
2026-03-04Listed for sale$8,750,000$924
2026-01-01Listing removed$8,750,000$924
2024-12-09Listed for sale$8,750,000$924
2024-10-24Listing removed$8,995,000$950
2024-03-27Price change$8,995,000$950
2024-01-28Price change$9,725,000$1,027
2023-01-05Listed for sale$9,975,000$1,053
2022-09-25Listing removed$0
2022-02-01Listed for sale$9,975,000$1,053
2022-02-01Listing removed$9,975,000$1,053

Tax History

YearProperty TaxTax Assessment
2024$30,854.01$2,348,950
2023$26,738.16$2,135,409
2022$27,029.34$2,333,446
2020$23,912.8$2,000,104
2019$23,802.88$1,966,659
2018$23,802.88$1,929,989
2017$23,724.87$1,890,293
2016$23,390.82$1,851,413
2015$23,817.51$1,838,543
2014$23,817.51$1,823,951
2013$0$1,965,983
2012$0$1,972,027
2011$0$2,065,987
2010$0$2,035,455
2009$0$1,981,943
2008$0$1,979,963
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
10
Sq Ft
9,473
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $8,475,000Rent Basis: Observed Comp Model ($3,940/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $4,238/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
-0.48%

NOI: $-41,064/yr

Cash-on-Cash Yield
-29.2%

On $1,949,250 invested

DSCR Ratio
-0.08x

Negative debt coverage

5-Yr Leveraged ROI
+-51.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$2,218/mo
Homeowner / Hazard Insurance-$4,238/mo
Vacancy Reserve (5% of rent)-$197/mo
Repairs & Maintenance (10% of rent)-$394/mo
Property Management (8% of rent)-$315/mo
Total Pure Operating Expenses-$7,362/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,940/mo
Less: Operating Expenses-$7,362/mo
Net Operating Income (NOI)+$-3,422/mo
Less: Debt Service (30yr @ 6.75%)-$43,975/mo
Net Cash Flow
$-47,397/mo
$-568,764/year
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3730 Preserve Bay Blvd | Panama City Beach, FL | Haven AI Analysis | Haven by ScoutHavens