OFF_MARKETExcellent Deal7 days on market

4 Lake Charles Pl

4 Lake Charles Pl, Palm Coast, FL 32137, Palm Coast, FL 32137
$495,000

Listing Price

Property image 1
4 Lake Charles Pl, Palm Coast, FL 32137
Loc: Palm Coast, FL
Days Listed
7
Tax Assessed
$395k
Lot Size
10,106 sqft
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

7

Belle Terre Elementary School

PK-5,7
2.6 mi away
5

Matanzas High School

8-12
2.2 mi away
7

Indian Trails Middle School

6-8
2.9 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.45%
Total ROI
26.9%
Cash Flow
$570/mo
DSCR
1.23
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-08-18Price change$495,000$159
2026-07-16Price change$499,000$161
2026-05-27Price change$535,000$172
2026-04-21Price change$559,999$180
2026-04-13Price change$579,000$186
2026-03-06Listed for sale$589,000$190
2026-01-26Listing removed$0
2025-10-22Listed for sale$599,500$193
2025-10-02Listing removed$0
2025-09-30Listed for sale$602,595$194
2002-10-29Sold$21,000$7
2000-02-28Sold$5,500$2

Tax History

YearProperty TaxTax Assessment
2025$3,285.63$223,933
2024$3,205.24$217,622
2023$3,123.22$211,283
2022$3,090.61$205,129
2021$3,050.38$199,155
2020$3,046.53$196,407
2019$2,995.55$191,991
2018$2,980.18$188,411
2017$2,909.06$184,536
2016$2,909.06$180,740
2015$2,839.41$179,484
2014$2,840.8$178,060
2013$0$175,429
2012$0$172,497
2011$0$189,416
2010$0$222,380
2009$0$220,679
2008$0$220,459
2007$0$214,038
2006$0$208,818
2005$0$202,736
2004$0$16,500
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
3
Sq Ft
3,106
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $495,000Rent Basis: Modeled Estimate ($3,960/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $248/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.01%

NOI: $29,746/yr

Cash-on-Cash Yield
-0.9%

On $113,850 invested

DSCR Ratio
0.97x

Negative debt coverage

5-Yr Leveraged ROI
+89.5%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$322/mo
Homeowner / Hazard Insurance-$248/mo
Vacancy Reserve (5% of rent)-$198/mo
Repairs & Maintenance (10% of rent)-$396/mo
Property Management (8% of rent)-$317/mo
Total Pure Operating Expenses-$1,481/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,960/mo
Less: Operating Expenses-$1,481/mo
Net Operating Income (NOI)+$2,479/mo
Less: Debt Service (30yr @ 6.75%)-$2,568/mo
Net Cash Flow
$-90/mo
$-1,075/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:

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