OFF_MARKETExcellent Deal133 days on market

14206 SW 164th Ter

14206 SW 164th Ter, Miami, FL 33177, Miami, FL 33177
$875,000
Zestimate®:$853,800

Listing Price

Property image 1
14206 SW 164th Ter, Miami, FL 33177
Loc: Miami, FL
Days Listed
133
Tax Assessed
$588k
Zestimate®
$854k
Market Rate
Lot Size
8,051 sqft
Rent Estimate
$6,138/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

10

Norma Butler Bossard Elementary School

PK-5
2.2 mi away
8

Jorge Mas Canosa Middle School

6-8
2.1 mi away
3

Miami Southridge Senior High School

8-12
3.5 mi away
Haven Underwritten Market·Moderate (1.10 - 1.24x)

Miami, FL Investment Analysis (2026)

Cap Rate Range: 5.4% - 6.6% · Median Rent: $3,400/mo · Effective Tax: 0.91%

Open Miami Market Underwrite

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Average
Confidence Score: 6.2/10
Exercise caution due to potential market volatility.
Cap Rate
7.69%
Total ROI
28.1%
Cash Flow
$1,184/mo
DSCR
1.27
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Data provided by Haven AI. Disclaimer

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Haven AI

This property presents a solid gross rental yield of 7.69%, which is competitive for the Miami market. However, a conservative analysis reveals significant headwinds. While the five-bedroom configuration caters well to the high-demand family rental segment, South Florida's volatile insurance market and the inevitable property tax reassessment post-sale will significantly compress net operating income. With an entry price of $875,000, the actual capitalization rate is likely to hover around 4-4.5% after accounting for high non-discretionary costs. The 4% appreciation is stable, but the property functions more as a long-term equity play than a high-performance cash flow engine in the current interest rate environment.

Strengths
  • High gross rental yield relative to regional averages
  • Large 5-bedroom footprint attracts stable, long-term family tenants
  • Consistent 4% projected appreciation in a supply-constrained market
  • Desirable suburban location with lower vacancy risk for single-family homes
Considerations
  • Substantial property tax increase expected following purchase price reassessment
  • Escalating South Florida insurance premiums impacting net cash flow
  • High maintenance and capital expenditure reserves required for 2,537 sqft structure
  • High entry price point limits immediate cash-on-cash return
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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-16Listing removed$875,000$345
2025-10-30Listed for sale$875,000$345
2025-05-01Listing removed$900,000$355
2025-04-21Price change$900,000$355
2025-03-31Listed for sale$945,000$372
2025-02-21Listing removed$975,000$384
2025-01-27Price change$975,000$384
2025-01-08Listed for sale$990,000$390
2024-12-15Listing removed$990,000$390
2024-11-06Listed for sale$990,000$390
2022-05-04Sold$710,000$280
2022-03-28Contingent$685,000$270
2022-03-25Listed for sale$685,000$270
1997-04-18Sold$157,300$62

Tax History

YearProperty TaxTax Assessment
2025$14,561.2$587,860
2024$14,672.16$591,786
2023$13,934.13$553,648
2022$8,206.8$393,528
2021$6,910.24$357,753
2020$3,851.77$223,924
2019$3,771.5$218,890
2018$3,591.24$214,809
2017$3,591.24$210,391
2016$3,599.42$206,064
2015$3,545.11$204,632
2014$3,615.38$203,008
2013$4,461.56$200,008
2012$4,461.56$212,760
2011$4,499.89$210,983
2010$4,861.04$211,930
2009$3,206.94$183,171
2007$3,350.97$152,660
2006$3,525.01$0
2005$3,525.01$0
2004$3,466.21$0
2003$3,297.13$0
2002$3,193.97$0
2001$3,193.97$0
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
5
Baths
4
Sq Ft
2,537
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $875,000Rent Basis: Observed Comp Model ($6,138/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $438/mo
Haven ScoreRisky
1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
5.22%

NOI: $45,698/yr

Cash-on-Cash Yield
-4.4%

On $201,250 invested

DSCR Ratio
0.84x

Negative debt coverage

5-Yr Leveraged ROI
+72.4%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$480/mo
Homeowner / Hazard Insurance-$438/mo
Vacancy Reserve (5% of rent)-$307/mo
Repairs & Maintenance (10% of rent)-$614/mo
Property Management (8% of rent)-$491/mo
Total Pure Operating Expenses-$2,330/mo
Net Investor Cash Flow
Gross Scheduled Rent+$6,138/mo
Less: Operating Expenses-$2,330/mo
Net Operating Income (NOI)+$3,808/mo
Less: Debt Service (30yr @ 6.75%)-$4,540/mo
Net Cash Flow
$-732/mo
$-8,784/year
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