OFF_MARKETExcellent Deal4 days on market

422 W Grace St

422 W Grace St, Punta Gorda, FL 33950, Punta Gorda, FL 33950
$325,000
Zestimate®:$295,200

Listing Price

Property image 1
422 W Grace St, Punta Gorda, FL 33950
Loc: Punta Gorda, FL
Days Listed
4
Tax Assessed
$243k
Zestimate®
$295k
Market Rate
Lot Size
10,087 sqft
Rent Estimate
$2,579/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

8

Sallie Jones Elementary School

PK-5
0.8 mi away
4

Punta Gorda Middle School

6-8
1.2 mi away
5

Charlotte High School

9-12
1 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
7.38%
Total ROI
26.5%
Cash Flow
$354/mo
DSCR
1.22
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-08Sold$290,000$220
2026-03-12Pending sale$300,000$227
2026-03-09Price change$300,000$227
2026-03-04Listed for sale$325,000$246
2025-08-08Sold$175,000$133
1994-05-04Sold$58,500$44

Tax History

YearProperty TaxTax Assessment
2025$480.47$60,336
2024$473.19$58,636
2023$467.38$56,409
2022$463$55,270
2021$464.92$53,660
2020$450.11$52,919
2019$447.2$51,729
2018$414.37$50,764
2017$414.37$49,720
2016$411.48$48,697
2015$402.75$48,358
2014$404.01$47,974
2013$394.09$46,475
2012$379.02$50,457
2011$428.42$50,457
2010$620.83$73,526
2009$573.23$71,593
2000$531.31$56,374
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
3
Baths
1
Sq Ft
1,320
Built
1955
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $325,000Rent Basis: Observed Comp Model ($2,579/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $163/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.00%

NOI: $19,497/yr

Cash-on-Cash Yield
-1.0%

On $74,750 invested

DSCR Ratio
0.96x

Negative debt coverage

5-Yr Leveraged ROI
+89.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$198/mo
Homeowner / Hazard Insurance-$163/mo
Vacancy Reserve (5% of rent)-$129/mo
Repairs & Maintenance (10% of rent)-$258/mo
Property Management (8% of rent)-$206/mo
Total Pure Operating Expenses-$954/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,579/mo
Less: Operating Expenses-$954/mo
Net Operating Income (NOI)+$1,625/mo
Less: Debt Service (30yr @ 6.75%)-$1,686/mo
Net Cash Flow
$-62/mo
$-739/year
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422 W Grace St | Punta Gorda, FL | Haven AI Analysis | Haven by ScoutHavens